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515 S Carpenter Ave, Bartow, FL 33830 Property Records

Polk County property record for 515 S Carpenter Ave, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,260 sqft · built 1941
Lot Size0.211 acres (9,204 sqft)
OwnerIndividual Name on Record
Last Sale$203,000 (Jun 2021)
Tax Bill$2,491 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-30-05-375000-018050

Property Details

APN / Parcel Number

Primary APN25-30-05-375000-018050
Alternative APNs
  • 053025375000018050
  • 53025000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area9,204 sqft (0.211 acres)
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area170 sqft
CarportCarport
Carport Area170 sqft
PorchEnclosed/Unfinished Porch
Porch Area351 sqft

Location & Zoning

Street Address515 S CARPENTER AVE
CityBARTOW
StateFL
Zip33830-4508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSUMMERLIN SCHOOL LANDS PB 1 PG 25A & PB 3 PG 15 S 5 & 6 T 30 R 25 BLK 18 LOT 5
Legal Range25E
Legal Township30S
Legal Section05
Legal SubdivisionSUMMERLIN SCHOOL LANDS
Legal Tract375000
Legal Block18
Legal Lot Number5
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2026
Census Tract15102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Bartow Residential District
listed 1993 · 204 contributing resources · NRIS 93000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address515 S CARPENTER AVE, BARTOW, FL 33830-4508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE MTG FIRM
Jun 20, 2017Warranty Deed, Transfer · Conventional with PMI
MORTGAGE FIRM

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2021 · Amount on Record
Deed SaleJun 16, 2021 · Amount on Record
Prior SaleJun 20, 2017 · Amount on Record
Deed Document Number2021155866
Deed Book / Page11762 / 499
Prior Transfer DateMay 30, 2012
Prior Transfer Doc0000096140
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 16, 2021
Property Address515 S CARPENTER AVE, BARTOW, FL 33830-4508
Document Number0000155866
Book / Page11762 / 499
Map ReferenceMB 1 PG 25A
Instrument DateJun 11, 2021
Instrument2021155866
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanyLAKELAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,421.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1504, BARTOW, FL 33831-1504

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 S CARPENTER AVE, BARTOW, FL 33830-4508

Mortgage

Document Number0011762501
DateJun 16, 2021
Instrument11762/501
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address515 S CARPENTER AVE, BARTOW, FL 33830-4508
Document Number0112850871
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address515 S CARPENTER AVE BARTOW FL 338304508, BARTOW, FL 33830-4508

Mortgage

Document Number0112850871
DateJul 2, 2020
Book Page011285/000871
Instrument132343
Lender
NameTHE MTG FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 20, 2017
Property Address515 S CARPENTER AVE, BARTOW, FL 33830-4508
Document Number0101810674
Book / Page010181 / 000674
Instrument DateJun 16, 2017
Instrument117247
Transaction TypeTransfer
Record UpdatedMar 20, 2018
Title CompanyAMERICS TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 S CARPENTER AVE BARTOW FL 338304508, BARTOW, FL 33830-4508

Mortgage

Document Number101810676
DateJun 20, 2017
Book Page010181/000676
Instrument117248
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 19, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$184,865 (+2.7%)$208,742 (-6.49%) Land $21,169 Building $187,573
2025$2,491.00 (-6.81%) Homeowner's exemption$180,005 (+5.99%)$223,223 (+0.13%) Land $21,169 Building $202,054
2023$2,673.00 (+15.17%) Homeowner's exemption$169,837 (+3%)$222,942 (+19.55%) Land $20,249 Building $202,693
2022$2,321.00 Homeowner's exemption$164,890$186,485 Land $17,948 Building $168,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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