Polk County property record for 425 S Carpenter Ave, Bartow, FL 33830
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 4,512 sqft · built 1974 |
| Lot Size | 0.335 acres (14,610 sqft) |
| Owner | Company Name on Record |
| Last Sale | $350,000 (Nov 2019) |
| Tax Bill | $6,565 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-05-375000-018012 |
| Primary APN | 25-30-05-375000-018012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 4,512 sqft Living Area |
| 1st Floor Area | 4,512 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Duplex Single |
| Roof Material | Other |
| Lot Area | 14,610 sqft (0.335 acres) |
| Lot Dimensions | 104 ft deep x 139 ft wide |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 120 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 425 S CARPENTER AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-4506 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SUMMERLIN SCHOOL LANDS PB 1 PG 25A & PB 3 PG 15 S 5 & 6 T 30 R 25 BLK 18 LOTS 1 S 35.55 FT & ALL OF 4 |
| Legal Subdivision | SUMMERLIN SCHOOL LANDS |
| Legal Tract | 375000 |
| Legal Block | 18 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 15102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Bartow Residential District listed 1993 · 204 contributing resources · NRIS 93000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 301 3RD ST SW, WINTER HAVEN, FL 33880-3410 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 4, 2019 | Grant Deed, Transfer · Conventional Mortgage CENTERSTATE BK NA |
| Mar 6, 2017 | Deed of Trust, Mortgage · Line of Credit WAUCHULA ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2019 · Amount on Record |
| Deed Sale | Nov 4, 2019 · Amount on Record |
| Deed Document Number | 2019233436 |
| Deed Book / Page | 11028 / 1828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 4, 2019 |
| Property Address | 425 S CARPENTER AVE, BARTOW, FL 33830-4506 |
| Document Number | 0110281828 |
| Book / Page | 011028 / 001828 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 233436 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4726 MONTEREY DR ELOISE FL 338801511, ELOISE, FL 33880-1511 |
| Document Number | 110281829 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 011028/001829 |
| Instrument | 233437 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 425 S CARPENTER AVE, BARTOW, FL 33830-4506 |
| Document Number | 0100870308 |
| Book / Page | 010087 / 000308 |
| Instrument Date | Mar 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1510 N BROADWAY AVE BARTOW FL 338303316, BARTOW, FL 33830-3316 |
| Document Number | 0100870308 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 010087/000308 |
| Instrument | 46550 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, FL 33834 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 9, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,019 (+1%) | $432,432 (-) Land $30,000 Building $243,541 | |
| 2025 | $6,565.00 (-6.53%) | $330,926 (+10.44%) | $432,432 (+44.31%) Land $30,000 Building $249,047 |
| 2024 | $7,024.00 (+13.25%) | ||
| 2023 | $6,202.00 (+22.38%) | $299,655 (+6.56%) Land $29,000 Building $270,655 | $299,655 (+6.56%) Land $29,000 Building $270,655 |
| 2022 | $5,068.00 | $281,197 Land $24,000 Building $257,197 | $281,197 Land $24,000 Building $257,197 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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