Bergen County and Upper Saddle River Borough property record for 15 Union Ave, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 5,856 sqft · built 2015 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,050,000 (Aug 2016) |
| Tax Bill | $38,257 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01012-0000-00016 |
| Primary APN | 63-01012-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,856 sqft Living Area |
| 1st Floor Area | 5,856 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Basement |
| Account Number | 127800 |
|---|---|
| Street Address | 15 UNION AVE |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .940 AC |
| Legal Block | 1012 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 53201 |
15 Union Ave is owned and occupied by two individuals who bought it in August 2016.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 UNION AVE, UPPER SADDLE RIVER, NJ 07458-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2016 · Amount on File |
| Deed Sale | Aug 24, 2016 · Amount on File |
| Prior Sale | Aug 9, 2013 · Amount on File |
| Deed Document Number | 201663243 |
| Deed Book / Page | 2352 / 2039 |
| Prior Transfer Date | Jul 22, 1999 |
| Prior Transfer Doc | 0000130749 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 15 Union Ave was $38,257, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,477,100 (-) Land $312,600 Building $1,164,500 | $1,477,100 (-) Land $312,600 Building $1,164,500 | |
| 2025 | $38,257.00 (+1.73%) | $1,477,100 Land $312,600 Building $1,164,500 | $1,477,100 Land $312,600 Building $1,164,500 |
| 2024 | $37,606.00 | ||
| 2023 | $1,477,100 Land $312,600 Building $1,164,500 | $1,477,100 Land $312,600 Building $1,164,500 | |
| 2022 | $36,528.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Union Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Union Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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