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39 Treetop Cir, Ormond Beach, FL 32174 Property Records

Flagler County property record for 39 Treetop Cir, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1997
Square Footage2,662 sqft Heated Area
Lot Size8,891 sqft (0.204 acres)
PoolPool, Enclosed
OccupancyOwner Occupied
Last Sale$482,500 (2024)
Tax Bill$3,625.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-1A060-0390

Interior

Full Baths3 Baths
Building Area2,662 sqft Heated Area
Gross Area3,613 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1997
Exterior MaterialStone Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,891 sqft (0.204 acres)
Driveway1 Driveway
Driveway Area432 sqft Driveway
Pool TypePool, Enclosed Pool Type
Pool Area420 sqft Pool
FenceFence

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address39 TREETOP CIR
CityORMOND BEACH
StateFL
Zip32174-9206
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SUBD PHASE 1-A UNIT 6 LOT 39 OR 280 PG 366, OR 305 PG 135 OR 696 PG 139 OR 1112 PG 684 OR 2209/777 OR 2462/262
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY SUB
Legal Phase1
Legal Lot Number39
Legal Unit6
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3002
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1A060-0390

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address39 TREETOP CIR, ORMOND BEACH, FL 32174-9206
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 23, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jul 28, 2020Warranty Deed, Transfer · Conventional Mortgage
FCB BANKS
Jun 05, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2024 · Amount on Record
Deed SaleFeb 28, 2024 · Amount on Record
Prior SaleJul 28, 2020 · Amount on Record
Deed Doc Number2024007737
Deed Book / Page2848 / 1488
Record RefreshedJun 08, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateFeb 28, 2024
Property Address39 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Document Number0028481488
Book / Page2848 / 1488
Map ReferenceMB 27 PG 40-48
Instrument DateFeb 15, 2024
Instrument2024007737
Transaction TypeTransfer
Record UpdatedMar 22, 2024
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,377.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2529 CR 448, LAKE PANASOFFKEE, FL 33538-5231

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 TREETOP CIR, ORMOND BEACH, FL 32174-9206

Mortgage

Document Number0028481490
DateFeb 28, 2024
Instrument2848/1490
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address39 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyENTITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022541547
DateJan 23, 2018
Book Page2254/1547
Instrument2018002636
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJul 28, 2020
Property Address39 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Document Number0024620262
Book / Page2462 / 262
Map ReferenceMB 27 PG 40-48
Instrument DateJul 17, 2020
Instrument2020028831
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyCOAST TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address17 SMILING FISH LN, 17, PALM COAST, FL 32137-2470

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 COUNTRYSIDE LN, FAIRVIEW HEIGHTS, IL 62208-2819

Mortgage

Document Number0002462263
DateJul 28, 2020
Instrument2462/263
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJun 05, 2017
Property Address39 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Document Number0022090777
Book / Page2209 / 0777
Map ReferenceMB27 PG40-48
Instrument DateMay 30, 2017
Instrument2017019587
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyCOAST TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address39 TREETOP CIR, 39, ORMOND BEACH, FL 32174-9206

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 9538, DAYTONA BEACH, FL 32120-9538

Mortgage

Document Number2017019588
DateJun 05, 2017
Instrument2017019588
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,625.00 (+15.67%) Homeowner's exemption$298,359 (+26.88%)$390,029 (+34.15%) Land $59,500 Building $330,529
2023$3,134.00 (+6.27%) Homeowner's exemption Disabled Person's exemption$235,142 (+3%)$290,744 (+1.07%) Land $59,500 Building $231,244
2022$2,949.00 Homeowner's exemption Disabled Person's exemption$228,293$287,657 Land $59,500 Building $228,157

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 855 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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