Flagler County property record for 34 Treetop Cir, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,767 sqft Heated Area |
| Lot Size | 8,795 sqft (0.201 acres) |
| Last Sale | $220,000 (2018) |
| Tax Bill | $4,930.00 (2025) |
| Primary APN | 03-13-31-5120-1A060-0340 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,767 sqft Heated Area |
| Gross Area | 3,762 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,795 sqft (0.201 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 592 sqft Driveway |
| Fence | Fence |
| Porch | Enclosed Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 34 TREETOP CIR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9206 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SUBD PHASE 1-A UNIT 6 LOT 34 OR 280 PG 366 OR 309 PG 270 OR 312 PG 62 (CORR DEED) OR 316 PG 757 CORR DEED OR 4 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY SUB |
| Legal Phase | 1 |
| Legal Lot Number | 34 |
| Legal Unit | 6 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1A060-0340
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3420 HEIRLOOM ROSE PL, OVIEDO, FL 32766-6607 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 30, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ENVISION BANK |
| Nov 27, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 31, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Sep 26, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ENVISION BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on Record |
| Deed Sale | Sep 26, 2018 · Amount on Record |
| Prior Sale | Apr 08, 2013 · Amount on Record |
| Deed Doc Number | 2018036360 |
| Deed Book / Page | 2308 / 0936 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 34 TREETOP CIR, ORMOND BEACH, FL 32174-9206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Name | Verified Name |
|---|
| Document Number | 0023150736 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 2315/0736 |
| Instrument | 2018040850 |
| Name | ENVISION BANK |
|---|---|
| Type | Bank |
| Address | STOUGHTON, MA 02072 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 34 TREETOP CIR, ORMOND BEACH, FL 32174-9206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024011129 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 2401/1129 |
| Instrument | 2019044300 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 34 TREETOP CIR, ORMOND BEACH, FL 32174-9206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0024630952 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 2463/952 |
| Instrument | 2020029517 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 26, 2018 |
| Property Address | 34 TREETOP CIR, ORMOND BEACH, FL 32174-9206 |
| Document Number | 0023080936 |
| Book / Page | 2308 / 0936 |
| Map Reference | MB27 PG40-48 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 2018036360 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FIDELLITY NATIONAL TITLE OF |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 817 COVERED BRIDGE LN, 817, GRANTHAM, NH 03753-5427 |
| Name | Verified Name |
|---|---|
| Address | 34 TREETOP CIR, ORMOND BEACH, FL 32174-9206 |
| Document Number | 2018036361 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 2018036361 |
| Name | ENVISION BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,930.00 (+1,051.87%) | $350,065 (+58.26%) Land $62,500 Building $287,565 | $350,065 (+10.75%) Land $62,500 Building $287,565 |
| 2023 | $428.00 (+42.67%) Homeowner's exemption | $221,195 (+3%) | $316,072 (+2.36%) Land $62,500 Building $253,572 |
| 2022 | $300.00 Homeowner's exemption | $214,752 | $308,785 Land $62,500 Building $246,285 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 855 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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