1. Home
  2. Florida
  3. Volusia County
  4. Ormond Beach
  5. Treetop Cir

43 Treetop Cir, Ormond Beach, FL 32174 Property Records

Flagler County property record for 43 Treetop Cir, Ormond Beach, FL 32174 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1990
Square Footage1,945 sqft Living Area
Lot Size7,815 sqft (0.179 acres)
OccupancyOwner Occupied
Last Sale$163,000 (2015)
Tax Bill$1,673.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-1A060-0430

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,945 sqft Living Area
Gross Area2,558 sqft Gross Area
1st Floor1,945 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1990
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,815 sqft (0.179 acres)
DrivewayDriveway Concrete
Driveway Area255 sqft Driveway

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address43 TREETOP CIR
CityORMOND BEACH
StateFL
Zip32174-9257
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SUBD PHASE 1-A UNIT 6 LOT 43 OR 280 PG 366, OR 301 PG 435 OR 740 PG 1216 OR 1119 PG 1874 OR 2091/7
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Phase1
Legal Block1A06
Legal Lot Number43
Legal Unit6
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3005
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1A060-0430

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address43 TREETOP CIR, ORMOND BEACH, FL 32174-9257
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORPORATION
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Aug 02, 2019Loan Modification, Mortgage · Conventional Mortgage
SUNTRUST BK
Jul 21, 2017Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 13, 2015 · Amount on Record
Deed SaleOct 13, 2015 · Amount on Record
Prior SaleJul 22, 2004 · Amount on Record
Deed Doc Number201530973
Deed Book / Page2091 / 7
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Recording DateMay 22, 2026
Property Address43 TREETOP CIR, ORMOND BEACH, FL 32174-9257
Document Number0000020917
Book / Page3057 / 169
Instrument DateMay 15, 2026
Instrument202620917
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address43 TREETOP CIR, ORMOND BEACH, FL 32174-9257

Mortgage

Document Number0000020917,
DateMay 22, 2026
Book Page3057/169
Instrument202620917
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueJun 01, 2051
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address43 TREETOP CIR, ORMOND BEACH, FL 32174-9257
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 TREETOP CIR, ORMOND BEACH, FL 32174-9257

Mortgage

Document Number0024990589
DateNov 25, 2020
Book Page2499/589
Instrument2020049185
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueNov 01, 2045

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address43 TREETOP CIR, ORMOND BEACH, FL 32174-9257
Document Number0023761250
Instrument DateAug 02, 2019
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 TREETOP CIR ORMOND BEACH FL 321749257, ORMOND BEACH, FL 32174-9257

Mortgage

Document Number0023761250
DateAug 14, 2019
Book Page002376/001250
Instrument29990
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2049

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address43 TREETOP CIR, ORMOND BEACH, FL 32174-9257
Document Number0022211517
Instrument DateJul 21, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 TREETOP CIR ORMOND BEACH FL 321749257, ORMOND BEACH, FL 32174-9257

Mortgage

Document Number0022211517
DateAug 02, 2017
Book Page002221/001517
Instrument27023
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 01, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,673.00 (-16.39%) Homeowner's exemption$159,745 (+5.99%)$244,515 (+9.86%) Land $49,500 Building $195,015
2023$2,001.00 (+11.23%) Homeowner's exemption$150,721 (+3%)$222,566 (-0.21%) Land $49,500 Building $173,066
2022$1,799.00 Homeowner's exemption$146,331$223,043 Land $49,500 Building $173,543

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 813 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Treetop Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures