39 Lock St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 39 Lock St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,960 sqft · built 1888
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Oct 2020)
Tax Bill	$6,431 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`355401 304.17-01-09`

Property Details

APN / Parcel Number

Primary APN	`355401 304.17-01-09`
Alternative APN	`540130401700010090000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,960 sqft Living Area
1st Floor Area	1,648 sqft
2nd Floor Area	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	66 ft deep x 132 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	354 sqft
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	39 LOCK ST
City	PHOENIX
State	NY
Zip	13135-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Subdivision	J B BUTLERS MAP OF PHOENIX
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	2
Census Block	2027
Census Tract	20901

Owner

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 LOCK ST, PHOENIX, NY 13135-2338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage HUNT MTG
Nov 29, 2018	Grant Deed, Transfer
Apr 12, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	202010039
Prior Transfer Date	Mar 28, 2017
Prior Transfer Doc	0000003236
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	39 LOCK ST, PHOENIX, NY 13135-2338
Document Number	0000010042
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 SPINDRIFT CT #6 BUFFALO NY 142217826, 6, BUFFALO, NY 14221-7826

Mortgage

Document Number	0000010042
Date	Oct 15, 2020
Instrument	10042

Lender

Name	HUNT MTG
Type	Mortgage Company
Address	5400 BROADWAY ST, LANCASTER, NY 14086-2130

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Nov 29, 2018
Property Address	39 LOCK ST, PHOENIX, NY 13135-2338
Document Number	0000011681
Instrument Date	Nov 14, 2018
Instrument	11681
Transaction Type	Transfer
Record Updated	Dec 24, 2018

Transaction

Amount	Amount Recorded
Tax	$192.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10646 JORDAN RD JORDAN NY 130803120, JORDAN, NY 13080-3120

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 12, 2017
Property Address	39 LOCK ST, PHOENIX, NY 13135-2338
Document Number	0000003236
Instrument Date	Dec 21, 2016
Instrument	3236
Transaction Type	Foreclosure
Record Updated	Jun 16, 2017

Transaction

Amount	Amount Recorded
Tax	$354.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,431.00 (+3.34%)
2025	$6,223.00	$125,000 (-) Land $11,000 Building $114,000	$277,778 (+22.22%) Land $24,444 Building $253,334
2023		$125,000 Land $11,000 Building $114,000	$227,273 Land $20,000 Building $207,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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