40 Lock St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 40 Lock St, Phoenix, NY 13135

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,800 sqft · built 1849
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$194,000 (Sep 2025)
Tax Bill$3,734 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN355401 304.17-01-10

Property Details

APN / Parcel Number

Primary APN355401 304.17-01-10
Alternative APN
  • 540130401700010100000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,800 sqft Living Area
1st Floor Area900 sqft
2nd Floor Area900 sqft

Exterior

Year BuiltBuilt 1849
Effective Year BuiltEffective 1849
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions66 ft deep x 66 ft wide
PorchPorch
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address40 LOCK ST
CityPHOENIX
StateNY
Zip13135-2337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionVILLAGE OF PHOENIX
Legal Block1
Legal Lot Number10.000
JurisdictionOSWEGO NY
Township / Civil DivisionSCHROEPPEL
Census Block Group1
Census Block1008
Census Tract20901

Owner

Source: Oswego County and Schroeppel Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address216 VANN ST, SYRACUSE, NY 13206-3550
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2025 · Amount on Record
Deed SaleSep 23, 2025 · Amount on Record
Prior SaleApr 18, 2012 · Amount on Record
Deed Document Number2025R2025008301
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateSep 23, 2025
Property Address40 LOCK ST, PHOENIX, NY 13135-2337
Document Number0000008301
Instrument DateJun 3, 2025
InstrumentR-2025-008301
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyNETWORK TITLE AGENCY/FL, NETWORK TITLE AGCY OF NY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$776.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 LOCK ST, PHOENIX, NY 13135-2337

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 VANN ST, SYRACUSE, NY 13206-3550

Mortgage

Document Number0000008302
DateSep 23, 2025
InstrumentR-2025-008302
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionSchroeppel Town
MunicipalityPhoenix Village
Unified School DistrictPhoenix Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,734.00 (-24.18%)$75,000 (-) Land $7,300 Building $67,700$166,667 (+11.11%) Land $16,222 Building $150,445
2024$4,925.00 Homeowner's exemption$75,000 (-) Land $7,300 Building $67,700$150,000 (+1%) Land $14,600 Building $135,400
2023$75,000 Land $7,300 Building $67,700$136,364 Land $13,273 Building $123,091

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHOENIX VILLAGE
public/private · serves 2,138 people · EPA ID NY3704363
Water SourcePurchased surface water from OCWA
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jan 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Lock St

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