Oswego County and Schroeppel Town property record for 48 Lock St, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,909 sqft · built 1930 |
| Lot Size | 0.932 acres (40,630 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,000 (May 2010) |
| Tax Bill | $3,704 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 355401 304.17-05-01.01 |
| Primary APN | 355401 304.17-05-01.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,909 sqft Living Area |
| 1st Floor Area | 1,306 sqft |
| Upper Floors Area | 603 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 40,630 sqft (0.932 acres) |
| Lot Dimensions | 233 ft deep x 173 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,554 sqft |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 48 LOCK ST |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-2339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 5 |
| Legal Lot Number | 1.010 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCHROEPPEL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20901 |
Source: Oswego County and Schroeppel Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 LOCK ST, PHOENIX, NY 13135-2339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2010 · Amount on Record |
| Deed Sale | May 24, 2010 · Amount on Record |
| Deed Document Number | 20104318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 48 LOCK ST, PHOENIX, NY 13135-2339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003652 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | R-2017-003652 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2027 |
Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Schroeppel Town |
| Municipality | Phoenix Village |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,704.00 (+3.35%) | ||
| 2025 | $3,584.00 | $72,000 (-) Land $19,900 Building $52,100 | $160,000 (+22.22%) Land $44,222 Building $115,778 |
| 2023 | $72,000 Land $19,900 Building $52,100 | $130,909 Land $36,182 Building $94,727 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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