32 Lock St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 32 Lock St, Phoenix, NY 13135

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,808 sqft · built 1880
Lot Size0.225 acres (9,801 sqft)
OwnerIndividual on Record
Last Sale$42,500 (Mar 2006)
Tax Bill$2,987 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN355401 304.17-01-28

Property Details

APN / Parcel Number

Primary APN355401 304.17-01-28
Alternative APN
  • 540130401700010280000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,808 sqft Living Area
1st Floor Area1,036 sqft
2nd Floor Area772 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area9,801 sqft (0.225 acres)
Lot Dimensions148 ft deep x 66 ft wide
PorchPorch
Porch Area172 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address32 LOCK ST
CityPHOENIX
StateNY
Zip13135-2337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Block1
Legal Lot Number28.000
JurisdictionOSWEGO NY
Township / Civil DivisionSCHROEPPEL
Census Block Group1
Census Block1008
Census Tract20901

Owner

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address32 LOCK ST, PHOENIX, NY 13135-2337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2006 · Amount on Record
Deed SaleMar 6, 2006 · Amount on Record
Prior SaleDec 15, 2005 · Amount on Record
Deed Document Number2006R-2006-002733
Last Transfer DateMar 22, 2024
Transfer Doc0000002678
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address32 LOCK ST, PHOENIX, NY 13135-2337
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001390
DateFeb 13, 2018
InstrumentR-2018-001390
Lender
NameBERKSHIRE BANK
TypeBank
AddressPITTSFIELD, MA 01201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJan 20, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionSchroeppel Town
MunicipalityPhoenix Village
Unified School DistrictPhoenix Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,987.00$60,000 (-) Land $5,400 Building $54,600$133,333 (+22.22%) Land $12,000 Building $121,333
2023$60,000 Land $5,400 Building $54,600$109,091 Land $9,818 Building $99,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHOENIX VILLAGE
public/private · serves 2,138 people · EPA ID NY3704363
Water SourcePurchased surface water from OCWA
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jan 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Lock St

Nearby Streets

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