16 Highland Lake Rd, Eldred, NY 12732 Property Records

Sullivan County and Highland Town property record for 16 Highland Lake Rd, Eldred, NY 12732

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1930
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Aug 2020)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`483400 6.-1-21`

Property Details

APN / Parcel Number

Primary APN	`483400 6.-1-21`
Alternative APN	`3400006 0001021000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	896 sqft
Attic	Attic
Attic Area	448 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	276 ft deep x 230 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	16 HIGHLAND LAKE RD
City	ELDRED
State	NY
Zip	12732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Block	1
Legal Lot Number	21.000
Jurisdiction	SULLIVAN NY
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2045
Census Tract	952400

Owner

Source: Sullivan County and Highland Town records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1022 PACIFIC ST, 3R, BROOKLYN, NY 11238-3216
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Grant Deed, Transfer · Conventional Mortgage CITIBANK
Sep 18, 2019	Grant Deed, Transfer NEW STHRN TIER TITLE AGENCY LLC, NEW STHRN TIER TITLE AGCY LLC
Jun 24, 2019	Grant Deed, Transfer UPSTATE ABSTRACT, UPSTATE ABS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	20205333
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SULLIVAN NY
Recording Date	Aug 3, 2020
Property Address	16 HIGHLAND LAKE RD, ELDRED, NY 12732
Document Number	0000005333
Instrument Date	Jul 28, 2020
Instrument	5333
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	NEW STHRN TIER TITLE AGENCY LLC, NEW STHRN TIER TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 PACIFIC ST #3R BROOKLYN NY 112383216, 3R, BROOKLYN, NY 11238-3216

Mortgage

Document Number	5334
Date	Aug 3, 2020
Instrument	5334

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SULLIVAN NY
Recording Date	Sep 18, 2019
Property Address	16 HIGHLAND LAKE RD, ELDRED, NY 12732
Document Number	0000006550
Instrument Date	Sep 17, 2019
Instrument	6550
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	NEW STHRN TIER TITLE AGENCY LLC, NEW STHRN TIER TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54 HIGHLAND LAKE NY 127430054, HIGHLAND LAKE, NY 12743-0054

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SULLIVAN NY
Recording Date	Jun 24, 2019
Property Address	16 HIGHLAND LAKE RD, ELDRED, NY 12732
Document Number	0000004179
Instrument Date	Jun 20, 2011
Instrument	4179
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	UPSTATE ABSTRACT, UPSTATE ABS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 OXFORD AVE MASSAPEQUA NY 117582432, MASSAPEQUA, NY 11758-2432

Tax Assessment & Valuation

Source: Sullivan County and Highland Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Highland Town
Unified School District	Eldred Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00	$85,000 (-) Land $14,900 Building $70,100	$154,545 (+16.36%) Land $27,091 Building $127,454
2023		$85,000 Land $14,900 Building $70,100	$132,813 Land $23,281 Building $109,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2006–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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