39 Blue Stem Ln, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 39 Blue Stem Ln, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,879 sqft · built 2011
Lot Size	0.217 acres (9,496 sqft)
Owner	Owner Name on File
Last Sale	$240,000 (Jan 2011)
Tax Bill	$21,696 (2024)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-3S-19-25425-000-0090`

Property Details

APN / Parcel Number

Primary APN	`15-3S-19-25425-000-0090`
Alternative APN	`1025359`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	2,879 sqft Living Area
Gross Area	3,664 sqft
Flooring	Steel Beam
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	9,496 sqft (0.217 acres)
Lot Dimensions	6.8 ft deep x 14 ft wide
Porch	Porch
Porch Area	675 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1025359
Street Address	39 BLUE STEM LN
City	SANTA ROSA BEACH
State	FL
Zip	32459-7977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 LONG LEAF PARK AT WATERCOLOR PB 15-96 OR 2610- 841 OR 2670-4023 OR 2857-2429
Legal Range	19W
Legal Township	03S
Legal Section	15
Legal Subdivision	LONG LEAF PARK AT WATERCOLOR
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2049
Census Tract	950606

Owner

The current owner of 39 Blue Stem Ln bought it in January 2011.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	1675 SONIAT ST, NEW ORLEANS, LA 70115-4957

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2011 · Amount on File
Deed Sale	Jan 11, 2011 · Amount on File
Prior Sale	May 23, 2005 · Amount on File
Deed Document Number	1143086
Deed Book / Page	2857 / 2429
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	39 BLUE STEM LN, SANTA ROSA BEACH, FL 32459-7977
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031003782
Date	Mar 28, 2019
Book Page	3100/3782
Instrument	20190009306

Lender

Name	HIBERNIA BANK
Type	Bank
Address	NEW ORLEANS, LA 70130

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	18 Months
Due	Sep 15, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,593,751 Land $1,312,500 Building $1,281,251	$2,593,751 Land $1,312,500 Building $1,281,251
2024	$21,696.00 (+5.18%)
2023	$20,628.00 (+5.11%)	$2,621,254 (+5.27%) Land $1,312,500 Building $1,308,754	$2,621,254 (+5.27%) Land $1,312,500 Building $1,308,754
2022	$19,625.00	$2,490,064 Land $860,435 Building $1,629,629	$2,490,064 Land $860,435 Building $1,629,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Blue Stem Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 814 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,113 units insured incl. 299 condo units
Nearby Flood Claims	10 (2014–2023)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Blue Stem Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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