17 Blue Stem Ln, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 17 Blue Stem Ln, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,224 sqft · built 2019
Lot Size	0.126 acres (5,489 sqft)
Owner	Company Name on File
Last Sale	$3,900,000 (Sep 2026)
Tax Bill	$26,209 (2025)
Deeds & Mortgages	Sep 2026 Sale Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-3S-19-25425-000-0120`

Property Details

APN / Parcel Number

Primary APN	`15-3S-19-25425-000-0120`
Alternative APNs	`15-319-25425-000-0120` `1025363`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,224 sqft Living Area
Gross Area	3,956 sqft
1st Floor Area	1,912 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Hardboard
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	120 ft deep x 46 ft wide
Porch	Slab
Porch Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17 BLUESTEM ST
City	SANTA ROSA BEACH
State	FL
Zip	32459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 12 LONG LEAF PARK AT WATERCOLOR PB 15-96 OR 2617-3623 OR 2826-1623 OR 2916-675 OR 3305-215
Legal Range	019
Legal Township	03S
Legal Section	15
Legal Subdivision	WATERCOLOR
Legal Block	1
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2049
Census Tract	950606

Owner

17 Blue Stem Ln is owned by a company that bought it in September 2026.

Source: Walton County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4542 S PINE ISLAND RD, BEAUMONT, TX 77713-3229
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer MCNEESE TITLE LLC, MCNEESE TITLE
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2026 · Amount on File
Deed Sale	Sep 17, 2026 · Amount on File
Prior Sale	Oct 16, 2023 · Amount on File
Deed Document Number	202638328
Deed Book / Page	3412 / 4981
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 17, 2026
Property Address	17 BLUESTEM ST, SANTA ROSA BEACH, FL 32459
Document Number	0000038328
Book / Page	3412 / 4981
Instrument Date	Sep 15, 2026
Instrument	202638328
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	MCNEESE TITLE LLC, MCNEESE TITLE

Transaction

Amount	Amount on Record
Tax	$2,757,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4542 S PINE ISLAND RD, BEAUMONT, TX 77713-3229

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	17 BLUE STEM LN, SANTA ROSA BEACH, FL 32459-7977
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATL TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 OVERBROOK DR, SAINT LOUIS, MO 63124-1496

Mortgage

Document Number	0033810858
Date	Dec 17, 2025
Book Page	3381/858
Instrument	20250046544

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2026
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 16, 2023
Property Address	17 BLUE STEM LN, SANTA ROSA BEACH, FL 32459
Document Number	0033050215
Book / Page	3305 / 215
Map Reference	MB 15 PG 96
Instrument Date	Oct 11, 2023
Instrument	20230037285
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	SCENIC TITLE, SCENIC TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3758 PLUMB ST, WEST UNIVERSITY PLACE, TX 77005-2810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 OVERBROOK DR, SAINT LOUIS, MO 63124-1496

Mortgage

Document Number	0003305219
Date	Oct 16, 2023
Instrument	3305/219

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Margin	3
Max Rate	11.8%

Tax Assessment & Valuation

The 2025 property tax bill for 17 Blue Stem Ln was $26,209, down 1.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,209.00 (-1.08%)	$2,900,630 Land $1,250,000 Building $1,650,630	$2,900,630 Land $1,250,000 Building $1,650,630
2024	$26,495.00 (+19.94%)
2023	$22,090.00 (+7.66%)	$2,917,052 (+10.02%) Land $1,250,000 Building $1,667,052	$2,917,052 (+10.02%) Land $1,250,000 Building $1,667,052
2022	$20,519.00	$2,651,349 Land $782,213 Building $1,869,136	$2,651,349 Land $782,213 Building $1,869,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Blue Stem Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 814 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,113 units insured incl. 299 condo units
Nearby Flood Claims	10 (2014–2023)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Blue Stem Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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