24 Blue Stem Ln, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 24 Blue Stem Ln, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,923 sqft · built 2018
Lot Size	0.123 acres (5,358 sqft)
Owner	2 Individual Names on File
Last Sale	$1,462,500 (Apr 2019)
Tax Bill	$21,926 (2024)
Deeds & Mortgages	Aug 2022 Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-3S-19-25425-000-0060`

Property Details

APN / Parcel Number

Primary APN	`15-3S-19-25425-000-0060`
Alternative APN	`1025356`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	2,923 sqft Living Area
Gross Area	3,579 sqft
Flooring	Steel Beam
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	12 ft deep x 4.5 ft wide

Exterior Amenities

Porch	Porch
Porch Area	656 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1025356
Street Address	24 BLUE STEM LN
City	SANTA ROSA BEACH
State	FL
Zip	32459-7978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 LONG LEAF PARK AT WATERCOLOR PB 15-96 OR 2614-2681 OR 2632-3156 OR 2666-1424 OR 2877-427 OR 2881-430 OR 2884-4883 OR
Legal Range	19W
Legal Township	03S
Legal Section	15
Legal Subdivision	LONG LEAF PARK AT WATERCOLOR
Legal Lot Number	6
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2045
Census Tract	950606

Owner

24 Blue Stem Ln is owned by two individuals who bought it in April 2019.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	353 SNOW KING LOOP, JACKSON, WY 83001-8304
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 29, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Oct 25, 2018	Loan Modification, Mortgage TRUSTMARK NAT'L BK
Jun 20, 2018	Loan Modification, Mortgage TRUSTMARK NAT'L BK
Jun 2, 2017	Trustee's Deed, Construction Loan · Construction Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Prior Sale	Dec 26, 2012 · Amount on File
Deed Document Number	20190013405
Deed Book / Page	3103 / 4007
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	24 BLUE STEM LN, SANTA ROSA BEACH, FL 32459-7978
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6080 GOLDEN CURRANT, JACKSON, WY 83001-9583

Mortgage

Document Number	0032641637
Date	Aug 23, 2022
Book Page	3264/1637
Instrument	20220038365

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.85%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	24 BLUE STEM LN, SANTA ROSA BEACH, FL 32459-7978
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031423222
Date	May 12, 2020
Book Page	3142/3222
Instrument	20200016129

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 29, 2019
Property Address	24 BLUE STEM LN, SANTA ROSA BEACH, FL 32459-7978
Document Number	0031034007
Book / Page	003103 / 004007
Instrument Date	Apr 26, 2019
Instrument	13405
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,237.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 7704 JACKSON WY 830027704, JACKSON, WY 83002-7704

Mortgage

Document Number	31034009
Date	Apr 29, 2019
Book Page	003103/004009
Instrument	13406

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2049

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	24 BLUE STEM LN, SANTA ROSA BEACH, FL 32459-7978
Document Number	0030893685
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	LONG LEAF PARK AT WATERC #6 SANTA ROSA BEACH FL 32459, 6, SANTA ROSA BEACH, FL 32459

Mortgage

Document Number	0030893685
Date	Nov 8, 2018
Book Page	003089/003685
Instrument	37472

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Term	12 Months
Due	Nov 7, 2019

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	24 BLUE STEM LN, SANTA ROSA BEACH, FL 32459-7978
Document Number	0030792293
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	BLUESTEM LN SANTA ROSA BEACH FL 32459, SANTA ROSA BEACH, FL 32459

Mortgage

Document Number	0030792293
Date	Jul 16, 2018
Book Page	003079/002293
Instrument	23582

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Term	12 Months
Due	Jul 15, 2019

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WALTON FL
Recording Date	Jun 2, 2017
Property Address	24 BLUE STEM LN, SANTA ROSA BEACH, FL 32459-7978
Document Number	0030430309
Book / Page	003043 / 000309
Instrument Date	May 30, 2017
Instrument	18013
Transaction Type	Construction Loan
Record Updated	Jun 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	281 BUSINESS CENTRE DR MIRAMAR BEACH FL 325506984, MIRAMAR BEACH, FL 32550-6984

Mortgage

Document Number	30430309
Date	Jun 2, 2017
Book Page	003043/000309
Instrument	18013

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2018

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,730,253 Land $1,250,000 Building $1,480,253	$2,730,253 Land $1,250,000 Building $1,480,253
2024	$21,926.00 (+5.02%)
2023	$20,877.00 (+8.27%)	$2,730,253 (+11.12%) Land $1,250,000 Building $1,480,253	$2,730,253 (+11.12%) Land $1,250,000 Building $1,480,253
2022	$19,282.00	$2,457,118 Land $782,213 Building $1,674,905	$2,457,118 Land $782,213 Building $1,674,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Blue Stem Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 814 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,113 units insured incl. 299 condo units
Nearby Flood Claims	10 (2014–2023)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Blue Stem Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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