32 Blue Stem Ln, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 32 Blue Stem Ln, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,084 sqft · built 2014
Lot Size	0.119 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$3,000,000 (Sep 2022)
Tax Bill	$23,591 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-3S-19-25425-000-0070`

Property Details

APN / Parcel Number

Primary APN	`15-3S-19-25425-000-0070`
Alternative APN	`1025357`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,084 sqft Living Area
Gross Area	3,387 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	11.5 ft deep x 4.5 ft wide

Exterior Amenities

Porch	Porch
Porch Area	303 sqft
Deck Area	Deck Area
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1025357
Street Address	32 BLUE STEM LN
City	SANTA ROSA BEACH
State	FL
Zip	32459-7978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 LONG LEAF PARK AT WATERCOLOR PB 15-96 OR 2612- 1459 OR 2886-4235 OR 2910-2905 OR 2946-2610 OR 3265-3601
Legal Range	19W
Legal Township	03S
Legal Section	15
Legal Subdivision	LONG LEAF PARK AT WATERCOLOR
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2045
Census Tract	950606

Owner

32 Blue Stem Ln is owned by a company that bought it in September 2022.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	309 STONEBRIDGE DR, RICHARDSON, TX 75080-2635
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST OKLAHOMA BANK
May 25, 2017	Deed of Trust, Mortgage SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Apr 3, 2014 · Amount on File
Deed Document Number	20220040103
Deed Book / Page	3265 / 3601
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 6, 2022
Property Address	32 BLUE STEM LN, SANTA ROSA BEACH, FL 32459-7978
Document Number	0032653601
Book / Page	3265 / 3601
Map Reference	MB 15 PG 96-96B
Instrument Date	Sep 1, 2022
Instrument	20220040103
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	SCENIC TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1358 DAVIS LN, 1358, KNOXVILLE, TN 37923-6705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 STONEBRIDGE DR, RICHARDSON, TX 75080-2635

Mortgage

Document Number	0032653605
Date	Sep 6, 2022
Book Page	3265/3605
Instrument	20220040105

Lender

Name	FIRST OKLAHOMA BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2027

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	32 BLUE STEM LN, SANTA ROSA BEACH, FL 32459-7978
Document Number	0030424928
Book / Page	003042 / 004928
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1358 DAVIS LN KNOXVILLE TN 379236705, KNOXVILLE, TN 37923-6705

Mortgage

Document Number	0030424928
Date	Jun 1, 2017
Book Page	003042/004928
Instrument	17933

Lender

Name	SMARTBANK
Type	Bank
Address	PO BOX 1910, PIGEON FORGE, TN 37868-1910

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,582,714 Land $1,250,000 Building $1,332,714	$2,582,714 Land $1,250,000 Building $1,332,714
2024	$23,591.00 (%)
2023	$23,592.00 (+24.14%)	$2,596,409 (+7.12%) Land $1,250,000 Building $1,346,409	$2,596,409 (+7.12%) Land $1,250,000 Building $1,346,409
2022	$19,004.00	$2,423,810 Land $782,213 Building $1,641,597	$2,423,810 Land $782,213 Building $1,641,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Blue Stem Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 814 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,113 units insured incl. 299 condo units
Nearby Flood Claims	10 (2014–2023)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Blue Stem Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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