38W676 Highland Ave, Elgin, IL 60124 Property Records

Kane County property record for 38W676 Highland Ave, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,950 sqft · built 1950
Lot Size	0.82 acres (35,719 sqft)
Owner	Company Name on File
Last Sale	$295,500 (Jul 2020)
Tax Bill	$7,197 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-376-002`

Property Details

APN / Parcel Number

Primary APN	`06-06-376-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
1st Floor Area	1,950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Lot Area	35,719 sqft (0.82 acres)
Lot Width	153 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	38W676 HIGHLAND AVE
City	ELGIN
State	IL
Zip	60124-7947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NONE LOT 10
Legal Block	2
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	851910

Owner

Source: Kane County records · APN 06-06-376-002

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	196 N EDISON AVE, ELGIN, IL 60123-5215
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage CORNERSTONE NATIONAL BANK & TRUST CO
Jul 23, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 10, 2018	Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Oct 13, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Jan 10, 2018 · Amount on Record
Deed Document Number	202039987
Prior Transfer Date	Feb 24, 2009
Prior Transfer Doc	0000015288
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	38W676 HIGHLAND AVE, ELGIN, IL 60124-7947
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001947
Date	Jan 11, 2022
Instrument	2022K001947

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 23, 2020
Property Address	38W676 HIGHLAND AVE, ELGIN, IL 60124-7947
Document Number	0000039987
Instrument Date	Jul 09, 2020
Instrument	39987
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$443.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	196 N EDISON AVE ELGIN IL 601235215, ELGIN, IL 60123-5215

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jan 10, 2018
Property Address	38W676 HIGHLAND AVE, ELGIN, IL 60124-7947
Document Number	0000001537
Instrument Date	Dec 28, 2017
Instrument	2018K001537
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$341.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 N EDISON AVE, 196, ELGIN, IL 60123-5215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38W676 HIGHLAND AVE, ELGIN, IL 60124-7947

Mortgage

Document Number	0000001538
Date	Jan 10, 2018
Instrument	2018K001538

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 13, 2017
Property Address	38W676 HIGHLAND AVE, ELGIN, IL 60124-7947
Document Number	0000054057
Instrument Date	Oct 03, 2017
Instrument	54057
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$339.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6640 ELGIN IL 601216640, ELGIN, IL 60121-6640

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,197.00 (+13.57%)
2024		$98,525 (+21.39%) Land $22,157 Building $76,368	$295,693 (+21.44%) Land $66,498 Building $229,196
2022	$6,337.00 (+5.62%)	$81,162 (+6.96%) Land $18,252 Building $62,910	$243,486 (+6.96%) Land $54,756 Building $188,730
2021	$6,000.00	$75,880 Land $17,064 Building $58,816	$227,640 Land $51,192 Building $176,448

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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