38W716 Highland Ave, Elgin, IL 60124 Property Records

Kane County property record for 38W716 Highland Ave, Elgin, IL 60124 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,974 sqft · built 1952
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Tax Bill	$6,240 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-06-376-023`

Property Details

APN / Parcel Number

Primary APN	`06-06-376-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,974 sqft Living Area
Gross Area	2,706 sqft
Basement Area	732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	18,731 sqft (0.43 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	38W716 HIGHLAND AVE
City	ELGIN
State	IL
Zip	60124-7947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NONE PART SOUTHWEST FRACTIONAL 1/4 SEC 6-41-8 DESC IN DOC 90K09837
Legal Range	08
Legal Township	41
Legal Section	06
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	851910

Owner

Source: Kane County records · APN 06-06-376-023

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38W716 HIGHLAND AVE, ELGIN, IL 60124-7947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 15, 1995
Transfer Doc	0000071073
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	38W716 HIGHLAND AVE, ELGIN, IL 60124-7947
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38W716 HIGHLAND AVE, ELGIN, IL 60124-7947

Mortgage

Document Number	0000043743
Date	Nov 05, 2025
Instrument	2025K043743

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,240.00 (+4.45%) Homeowner's exemption	$108,745 (+8.57%) Land $28,525 Building $80,220	$326,366 (+8.57%) Land $85,609 Building $240,756
2024		$100,161 (+21.39%) Land $26,273 Building $73,888	$300,603 (+21.44%) Land $78,851 Building $221,753
2022	$5,974.00 (+6.2%) Homeowner's exemption	$82,509 (+6.96%) Land $21,643 Building $60,866	$247,527 (+6.96%) Land $64,929 Building $182,598
2021	$5,625.00 Homeowner's exemption	$77,140 Land $20,235 Building $56,905	$231,420 Land $60,705 Building $170,715

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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