38W596 Highland Ave, Elgin, IL 60124 Property Records

Kane County property record for 38W596 Highland Ave, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size180,338 sqft (4.14 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2023)
Tax Bill$7,360.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-07-100-068

Exterior

Lot Area180,338 sqft (4.14 acres)

Location & Zoning

Street Address38W596 HIGHLAND AVE
CityELGIN
StateIL
Zip60124-7947
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT NW 1/4 SEC 41-8-7 DESC IN BOOK 1561/499 (EX BOOK 2256/251 & DOC 1369314, 2017K051679)
Legal Range07
Legal Township08
Legal Section41
Legal Block2
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2008
Census Tract851910

Owner

Source: Kane County records · APN 06-07-100-068

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38W596 HIGHLAND AVE, ELGIN, IL 60124-7947
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Dec 13, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 06, 2018Grant Deed, Foreclosure · Conventional Mortgage
NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2023 · Amount on Record
Deed SaleApr 17, 2023 · Amount on Record
Prior SaleDec 13, 2021 · Amount on Record
Deed Doc Number202311900
Record RefreshedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 17, 2023
Property Address38W596 HIGHLAND AVE, ELGIN, IL 60124-7947
Document Number0000011900
Instrument DateFeb 19, 2023
Instrument2023K011900
Transaction TypeTransfer
Record UpdatedApr 24, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address38W596 HIGHLAND AVE, ELGIN, IL 60124-7947

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address38W596 HIGHLAND AVE, ELGIN, IL 60124-7947

Mortgage

Document Number0000011901
DateApr 17, 2023
Instrument2023K011901
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053
Interest
Rate TypeFixed Rate
Rate6.99%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 13, 2021
Property Address38W596 HIGHLAND AVE, ELGIN, IL 60124-7947
Document Number0000092375
Instrument DateDec 03, 2021
Instrument2021K092375
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyCT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$299.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address14N468 BONNIE LN, 14N468, ELGIN, IL 60124-7905

Transferred To (Grantee/Buyer)

NameVerified Name
Address38W566 HIGHLAND AVE, ELGIN, IL 60124-7947

Mortgage

Document Number0000092376
DateDec 13, 2021
Instrument2021K092376
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

July 2018: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateJul 06, 2018
Property Address38W596 HIGHLAND AVE, ELGIN, IL 60124-7947
Document Number0000032370
Instrument DateMay 30, 2018
Instrument32370
Transaction TypeForeclosure
Record UpdatedApr 23, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14N468 BONNIE LN ELGIN IL 601247905, ELGIN, IL 60124-7905

Mortgage

Document Number32371
DateJul 06, 2018
Instrument32371
Lender
NameNEIGHBORHOOD LOANS
TypeFunding / Finance Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 05, 2048
Interest
Rate TypeFixed Rate
Rate5.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,360.00 (+13.48%)
2024$108,131 (+21.39%) Land $57,216 Building $50,915$324,523 (+21.44%) Land $171,717 Building $152,806
2022$6,486.00 (-1.5%) Homeowner's exemption$89,074 (+6.96%) Land $47,132 Building $41,942$267,222 (+6.96%) Land $141,396 Building $125,826
2021$6,585.00$83,278 Land $44,065 Building $39,213$249,834 Land $132,195 Building $117,639

Flood & Wildfire

38W596 Highland Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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Nearby Streets

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