38W689 Highland Ave, Elgin, IL 60124 Property Records

Kane County property record for 38W689 Highland Ave, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,257 sqft · built 1979
Lot Size	4.96 acres (216,058 sqft)
Owner	Individual Name on File
Last Sale	$905,000 (Dec 2025)
Tax Bill	$12,230 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-07-100-067`

Property Details

APN / Parcel Number

Primary APN	`06-07-100-067`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,257 sqft Living Area
Gross Area	4,514 sqft
1st Floor Area	2,257 sqft
Basement Area	2,257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	216,058 sqft (4.96 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	38W689 HIGHLAND AVE
City	ELGIN
State	IL
Zip	60124-7970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SW 1/4 SEC 6-41-8 & PART OF THE NW 1/4 SEC 7-41-8 DESC IN SURVEY (EX PT DESC IN DOC 92K13218) (EX PT DESC IN DOC 12K026866) & ALSO AS DESC IN 12K026867.
Legal Range	08
Legal Township	41
Legal Section	06
Legal Block	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4000
Census Tract	851904

Owner

Source: Kane County records · APN 06-07-100-067

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12N901 COOMBS RD, ELGIN, IL 60124-8037
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Apr 15, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 24, 2021	Deed of Trust, Mortgage · VA Mortgage PREMIUM SECURITY INC
Feb 18, 2021	Deed of Trust, Mortgage · Line of Credit CRYSTAL LAKE BANK & TRUST COMPANY NA
Dec 19, 2019	Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Aug 08, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Apr 15, 2024 · Amount on Record
Deed Document Number	202550630
Prior Transfer Date	Jun 12, 2025
Prior Transfer Doc	0000028595
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 28, 2026
Property Address	38W689 HIGHLAND AVE, ELGIN, IL 60124-7970
Document Number	0000017072
Instrument Date	Apr 21, 2026
Instrument	202617072
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38W689 HIGHLAND AVE, ELGIN, IL 60124-7970

Mortgage

Document Number	0000017072,
Date	Apr 28, 2026
Instrument	202617072

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2036

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 15, 2024
Property Address	38W689 HIGHLAND AVE, ELGIN, IL 60124-7970
Document Number	0000012231
Instrument Date	Apr 09, 2024
Instrument	2024K012231
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38W689 HIGHLAND AVE, ELGIN, IL 60124-7970

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38W689 HIGHLAND AVE, ELGIN, IL 60124-7970

Mortgage

Document Number	0000012232
Date	Apr 15, 2024
Instrument	2024K012232

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	38W689 HIGHLAND AVE, ELGIN, IL 60124-7970
Transaction Type	Mortgage
Record Updated	Apr 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023105
Date	Mar 24, 2021
Instrument	2021K023105

Lender

Name	PREMIUM SECURITY INC
Type	Non-Lending Institution
Address	HENDERSON, NV 89014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	38W689 HIGHLAND AVE, ELGIN, IL 60124-7970
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013081
Date	Feb 18, 2021
Instrument	2021K013081

Lender

Name	CRYSTAL LAKE BANK & TRUST COMPANY NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Dec 19, 2019
Property Address	38W689 HIGHLAND AVE, ELGIN, IL 60124-7970
Document Number	0000061634
Instrument Date	Dec 05, 2019
Instrument	2019K061634
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12N785 COOMBS RD, 12N785, ELGIN, IL 60124-8037

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38W689 HIGHLAND AVE, ELGIN, IL 60124-7970

Mortgage

Document Number	0000061635
Date	Dec 19, 2019
Instrument	2019K061635

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2035

Interest

Rate Type	Fixed Rate
Rate	3%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Aug 08, 2017
Property Address	38W689 HIGHLAND AVE, ELGIN, IL 60124-7970
Document Number	0000041041
Instrument Date	Aug 04, 2017
Instrument	41041
Transaction Type	Transfer
Record Updated	Sep 07, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	38W517 HIGHLAND AVE ELGIN IL 601247970, ELGIN, IL 60124-7970

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,230.00
2024		$174,792 (+21.39%) Land $62,089 Building $112,703	$524,586 (+21.44%) Land $186,342 Building $338,244
2022	Disabled Person's exemption Veteran's exemption	$143,988 Land $51,147 Building $92,841	$431,964 Land $153,441 Building $278,523

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jun 2000

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 154 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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