Kane County property record for 38W518 Highland Ave, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,414 sqft · built 1958 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Apr 2016) |
| Tax Bill | $8,607 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-06-328-026 |
| Primary APN | 06-06-328-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 96,703 sqft (2.22 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 38W518 HIGHLAND AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-7947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NONE PART OF LOT 10-C DESC IN BOOK 2362/382 |
| Legal Block | 2 |
| Legal Lot Number | 10-C |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 851910 |
Source: Kane County assessment roll, as of August 25, 2025
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38W518 HIGHLAND AVE, ELGIN, IL 60124-7947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2016 · Amount on Record |
| Deed Sale | Apr 22, 2016 · Amount on Record |
| Deed Document Number | 201619196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W518 HIGHLAND AVE, ELGIN, IL 60124-7947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000019453 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020K019453 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,607.00 (+13.49%) Homeowner's exemption | ||
| 2024 | $125,192 (+21.39%) Land $50,507 Building $74,685 | $375,726 (+21.44%) Land $151,582 Building $224,145 | |
| 2022 | $7,584.00 (+55.12%) Homeowner's exemption | $103,129 (+52.04%) Land $41,606 Building $61,523 | $309,387 (+52.04%) Land $124,818 Building $184,569 |
| 2021 | $4,889.00 Homeowner's exemption | $67,831 Land $38,899 Building $28,932 | $203,493 Land $116,697 Building $86,796 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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