Kane County property record for 38W120 Highland Ave, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,737 sqft · built 1903 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Jan 2019) |
| Tax Bill | $8,786 (2025) |
| Deeds & Mortgages | Jan 2019 Sale & Mortgage May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-227-007 |
| Primary APN | 06-07-227-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 5 Stories |
| Building Area | 1,737 sqft Living Area |
| Gross Area | 2,895 sqft |
| Basement Area | 1,158 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 38W120 HIGHLAND AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-7946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NONE |
| Legal Block | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 851910 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38W120 HIGHLAND AVE, ELGIN, IL 60124-7946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC |
| May 10, 2017 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2019 · Amount on Record |
| Deed Sale | Jan 3, 2019 · Amount on Record |
| Prior Sale | May 10, 2017 · Amount on Record |
| Deed Document Number | 2019258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 3, 2019 |
| Property Address | 38W120 HIGHLAND AVE, ELGIN, IL 60124-7946 |
| Document Number | 0000000258 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2019K000258 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | NEAR NORTH NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38W120 HIGHLAND AVE, ELGIN, IL 60124-7946 |
| Document Number | 0000000259 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 2019K000259 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Rate | 6.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 10, 2017 |
| Property Address | 38W120 HIGHLAND AVE, ELGIN, IL 60124-7946 |
| Document Number | 0000023798 |
| Instrument Date | May 4, 2017 |
| Instrument | 23798 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $408.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 321 SHELBURNE DR CAROL STREAM IL 601889259, CAROL STREAM, IL 60188-9259 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,786.00 (+13.48%) Homeowner's exemption | ||
| 2024 | $127,651 (+21.39%) Land $37,816 Building $89,835 | $383,106 (+21.44%) Land $113,493 Building $269,613 | |
| 2022 | $7,742.00 (+6.07%) Homeowner's exemption | $105,155 (+6.96%) Land $31,152 Building $74,003 | $315,465 (+6.96%) Land $93,456 Building $222,009 |
| 2021 | $7,299.00 Homeowner's exemption | $98,313 Land $29,125 Building $69,188 | $294,939 Land $87,375 Building $207,564 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
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