38W106 Highland Ave, Elgin, IL 60124 Property Records

Kane County property record for 38W106 Highland Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 860 sqft · built 1945
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,523 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-07-227-008`

Property Details

APN / Parcel Number

Primary APN	`06-07-227-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	860 sqft Living Area
Gross Area	1,720 sqft
1st Floor Area	860 sqft
Basement Area	860 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	38W106 HIGHLAND AVE
City	ELGIN
State	IL
Zip	60124-7946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NONE WEST 128.69 FT SOUTH LINE WEST 118 FT NORTH LINE WEST 608.38 FT SOUTH 191.05 FT WEST LINE LOT 2-A SEC 7-41-8
Legal Range	08
Legal Township	41
Legal Section	07
Legal Subdivision	WEST LINE
Legal Block	2
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38W106 HIGHLAND AVE, ELGIN, IL 60124-7946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 9, 2002
Transfer Doc	0000088861
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,523.00 (+11.53%) Homeowner's exemption Senior Citizen's exemption	$98,093 (+8.57%) Land $28,858 Building $69,235	$294,397 (+8.57%) Land $86,609 Building $207,788
2024		$90,350 (+21.39%) Land $26,580 Building $63,770	$271,158 (+21.44%) Land $79,772 Building $191,387
2022	$4,952.00 (+6.91%) Homeowner's exemption	$74,427 (+6.96%) Land $21,896 Building $52,531	$223,281 (+6.96%) Land $65,688 Building $157,593
2021	$4,632.00 Homeowner's exemption	$69,584 Land $20,471 Building $49,113	$208,752 Land $61,413 Building $147,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35