Kane County property record for 38W433 Stevens Ln, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,160 sqft · built 1961 |
| Lot Size | 0.6 acres (277,992 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Aug 2009) |
| Tax Bill | $10,327 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-31-401-002 |
| Primary APN | 06-31-401-002 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 277,992 sqft (0.6 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 38W433 STEVENS LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEVENS WOODS LOT 2 |
| Legal Subdivision | STEVENS WOODS |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 851912 |
Source: Kane County records · APN 06-31-401-002
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38W433 STEVENS LN, ELGIN, IL 60124-8817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2009 · Amount on Record |
| Deed Sale | Aug 12, 2009 · Amount on Record |
| Deed Document Number | 200961696 |
| Prior Transfer Date | Mar 15, 2004 |
| Prior Transfer Doc | 0000066304 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W433 STEVENS LN, ELGIN, IL 60124-8817 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002348 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 2024K002348 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2044 |
| Rate | 6.75% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,327.00 (+13.12%) Homeowner's exemption | ||
| 2024 | $146,182 (+21.39%) Land $56,287 Building $89,895 | $438,721 (+21.44%) Land $168,929 Building $269,793 | |
| 2022 | $9,129.00 (+6.04%) Homeowner's exemption | $120,419 (+6.96%) Land $46,367 Building $74,052 | $361,257 (+6.96%) Land $139,101 Building $222,156 |
| 2021 | $8,609.00 Homeowner's exemption | $112,583 Land $43,350 Building $69,233 | $337,749 Land $130,050 Building $207,699 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 107 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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