Kane County property record for 38W320 Stevens Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,344 sqft · built 1961 |
| Lot Size | 2.08 acres (91,040 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,015 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-31-401-003 |
| Primary APN | 06-31-401-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,688 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Lot Area | 91,040 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 38W320 STEVENS LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEVENS WOODS LOT 3 |
| Legal Subdivision | STEVENS WOODS |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 851912 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38W320 STEVENS LN, ELGIN, IL 60124-8833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W320 STEVENS LN, ELGIN, IL 60124-8833 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000038815 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025K038815 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,015.00 (+11.75%) Homeowner's exemption Senior Citizen's exemption | $132,973 (+8.57%) Land $44,176 Building $88,797 | $399,079 (+8.57%) Land $132,581 Building $266,498 |
| 2024 | $122,477 (+21.39%) Land $40,689 Building $81,788 | $367,578 (+21.44%) Land $122,116 Building $245,462 | |
| 2022 | $7,172.00 (+9.18%) Homeowner's exemption | $100,892 (+6.96%) Land $33,518 Building $67,374 | $302,676 (+6.96%) Land $100,554 Building $202,122 |
| 2021 | $6,569.00 Disabled Person's exemption | $94,327 Land $31,337 Building $62,990 | $282,981 Land $94,011 Building $188,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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