38W271 Stevens Ln, Elgin, IL 60124 Property Records

Kane County property record for 38W271 Stevens Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,471 sqft · built 1961
Lot Size	2.08 acres (91,040 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jun 2024)
Tax Bill	$9,082 (2025)
Deeds & Mortgages	Jan 2019 Transfer Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-31-401-007`

Property Details

APN / Parcel Number

Primary APN	`06-31-401-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,471 sqft Living Area
Gross Area	2,942 sqft
1st Floor Area	1,471 sqft
Basement Area	1,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	91,040 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	38W271 STEVENS LN
City	ELGIN
State	IL
Zip	60124-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENS WOODS LOT 5
Legal Subdivision	STEVENS WOODS
Legal Block	2
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2028
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	0N379 MORNINGSIDE AVE, WEST CHICAGO, IL 60185-3018
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2019	Correction Deed FIDELITY NATIONAL TITLE
Mar 29, 2018	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jun 5, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2024 · Amount on Record
Deed Sale	Jun 7, 2024 · Amount on Record
Prior Sale	Mar 29, 2018 · Amount on Record
Deed Document Number	202419481
Prior Transfer Date	Mar 23, 2018
Prior Transfer Doc	0000003194
Record Updated	Oct 29, 2026

January 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	KANE IL
Recording Date	Jan 24, 2019
Property Address	38W271 STEVENS LN, ELGIN, IL 60124-8811
Document Number	0000003194
Instrument Date	Mar 23, 2018
Instrument	3194
Record Updated	Feb 1, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38W271 STEVENS LN ELGIN IL 601248811, ELGIN, IL 60124-8811

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 29, 2018
Property Address	38W271 STEVENS LN, ELGIN, IL 60124-8811
Document Number	0000014428
Instrument Date	Mar 23, 2018
Instrument	2018K014428
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1560 SHEFFIELD DR, ELGIN, IL 60123-1258

Mortgage

Document Number	0000014429
Date	Mar 29, 2018
Instrument	2018K014429

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Jun 5, 2017
Property Address	38W271 STEVENS LN, ELGIN, IL 60124-8811
Document Number	0000028474
Instrument Date	Jun 5, 2017
Instrument	28474
Transaction Type	Foreclosure
Record Updated	Jul 5, 2017

Transaction

Amount	Amount Recorded
Tax	$230.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	561 N WESTON AVE ELGIN IL 601233338, ELGIN, IL 60123-3338

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,082.00 (+2.19%)	$140,542 (+8.57%) Land $44,176 Building $96,366	$421,795 (+8.57%) Land $132,581 Building $289,214
2024	$8,887.00 (+10.69%)	$129,448 (+21.39%) Land $40,689 Building $88,759	$388,499 (+21.44%) Land $122,116 Building $266,384
2022	$8,029.00 (+6.09%) Homeowner's exemption	$106,635 (+6.96%) Land $33,518 Building $73,117	$319,905 (+6.96%) Land $100,554 Building $219,351
2021	$7,568.00 Homeowner's exemption	$99,696 Land $31,337 Building $68,359	$299,088 Land $94,011 Building $205,077

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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