38W377 Stevens Ln, Elgin, IL 60124 Property Records

Kane County property record for 38W377 Stevens Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,334 sqft · built 1960
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on Record
Tax Bill	$8,612 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-31-401-004`

Property Details

APN / Parcel Number

Primary APN	`06-31-401-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	1,334 sqft
Basement Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	71,874 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38W377 STEVENS LN
City	ELGIN
State	IL
Zip	60124-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENS WOODS LOT 6
Legal Subdivision	STEVENS WOODS
Legal Block	2
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2028
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38W377 STEVENS LN, ELGIN, IL 60124-8811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Quit Claim Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA
Aug 16, 2017	Trustee's Deed, Foreclosure · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021
Deed Sale	Apr 6, 2021
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	202126357
Prior Transfer Date	Mar 29, 2021
Prior Transfer Doc	0000026357
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 6, 2021
Property Address	38W377 STEVENS LN, ELGIN, IL 60124-8811
Document Number	0000026357
Instrument Date	Mar 29, 2021
Instrument	2021K026357
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38W377 STEVENS LN, ELGIN, IL 60124-8811

Mortgage

Document Number	0000026478
Date	Apr 6, 2021
Instrument	2021K026478

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	266 Months
Due	Jun 1, 2043

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Aug 16, 2017
Property Address	38W377 STEVENS LN, ELGIN, IL 60124-8811
Document Number	0000042921
Instrument Date	Jun 19, 2017
Instrument	2017K042921
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 CAMBRIDGE AVE, 509, ELBURN, IL 60119-8349

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	38W377 STEVENS LN, ELGIN, IL 60124-8811

Mortgage

Document Number	0000042922
Date	Aug 16, 2017
Instrument	2017K042922

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,612.00 (+13.11%) Homeowner's exemption	$133,675 (+8.57%) Land $44,176 Building $89,499	$401,185 (+8.57%) Land $132,581 Building $268,604
2024		$123,123 (+21.39%) Land $40,689 Building $82,434	$369,517 (+21.44%) Land $122,116 Building $247,401
2022	$7,614.00 (+6.12%) Homeowner's exemption	$101,424 (+6.96%) Land $33,518 Building $67,906	$304,272 (+6.96%) Land $100,554 Building $203,718
2021	$7,175.00 Homeowner's exemption	$94,824 Land $31,337 Building $63,487	$284,472 Land $94,011 Building $190,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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