39W620 Bowes Rd, Elgin, IL 60124 Property Records

Kane County property record for 39W620 Bowes Rd, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1976
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Jun 2016)
Tax Bill	$6,843 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-25-177-007`

Property Details

APN / Parcel Number

Primary APN	`05-25-177-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Basement Area	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Metal
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	39W620 BOWES RD
City	ELGIN
State	IL
Zip	60124-8435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TIMBER LANE
Legal Block	1
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1023
Census Tract	850711

Owner

Source: Kane County records · APN 05-25-177-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	39W620 BOWES RD, ELGIN, IL 60124-8435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 02, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2016 · Amount on Record
Deed Sale	Jun 29, 2016 · Amount on Record
Prior Sale	Sep 22, 1999 · Amount on Record
Deed Document Number	201632900
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W620 BOWES RD, ELGIN, IL 60124-8435
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W620 BOWES RD, ELGIN, IL 60124-8435

Mortgage

Document Number	0000034924
Date	Oct 05, 2023
Instrument	2023K034924

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	273 Months
Due	Jul 01, 2046

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W620 BOWES RD, ELGIN, IL 60124-8435
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051297
Date	Jul 02, 2021
Instrument	2021K051297

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 01, 2046

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,843.00 (+2.29%) Homeowner's exemption
2024		$101,154 (+21.37%) Land $23,953 Building $77,201	$303,583 (+21.42%) Land $71,888 Building $231,696
2022	$6,690.00 (+5.12%) Homeowner's exemption	$83,343 (+7.42%) Land $19,577 Building $63,766	$250,029 (+7.42%) Land $58,731 Building $191,298
2021	$6,364.00 Homeowner's exemption	$77,583 Land $18,913 Building $58,670	$232,749 Land $56,739 Building $176,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Radiate Holdings, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Bowes Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures