Osceola County property record for 3890 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,439 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $284,314 (2017) |
| Tax Bill | $2,864.00 (2025) |
| Primary APN | 342630009700013950 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,439 sqft Heated Area |
| Gross Area | 3,434 sqft Gross Area |
| 1st Floor | 2,439 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 675 sqft Garage |
| Patio Area | 240 sqft Patio |
| Porch | Open Porch |
| Porch Area | 320 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3890 WIND DANCER CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8274 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESPRIT PH 3D PB 24 PGS 151-154 LOT 395 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT |
| Legal Phase | 3D |
| Legal Tract | 97 |
| Legal Lot Number | 395 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2038 |
| Census Tract | 43207 |
Source: Osceola County records · APN 342630009700013950
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3933 ETERNITY CIR, SAINT CLOUD, FL 34772-8268 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 04, 2025 | Quit Claim Deed, Transfer Quitclaim Document |
| Dec 02, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 31, 2017 | Special Warranty Deed, Transfer · Veterans Administration Mortgage CALATLANTIC MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on Record |
| Deed Sale | Jan 31, 2017 · Amount on Record |
| Prior Sale | Jan 31, 2017 · Amount on Record |
| Deed Doc Number | 0050942235 |
| Deed Book / Page | 5094 / 2235 |
| Last Transfer Date | Dec 04, 2025 |
| Transfer Doc | 0068890800 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 04, 2025 |
| Property Address | 3890 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Document Number | 0068890800 |
| Book / Page | 6889 / 800 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025148766 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3890 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Name | Verified Name |
|---|---|
| Address | 3933 ETERNITY CIR, SAINT CLOUD, FL 34772-8268 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3890 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3890 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Document Number | 0058430006 |
|---|---|
| Date | Dec 02, 2020 |
| Book Page | 5843/6 |
| Instrument | 2020163439 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jan 01, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 31, 2017 |
| Property Address | 3890 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Document Number | 0050942235 |
| Book / Page | 5094 / 2235 |
| Map Reference | MB24 PG151-154 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 2017017061 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,990.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 3890 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Document Number | 0050942237 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 5094/2237 |
| Name | CALATLANTIC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,864.00 (+6.71%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $207,916 (+5.99%) | $420,800 (-0.87%) Land $78,800 Building $342,000 |
| 2023 | $2,684.00 (+3.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $196,172 (+3%) | $424,500 (+16.43%) Land $63,000 Building $361,500 |
| 2022 | $2,583.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $190,459 | $364,600 Land $57,800 Building $306,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 182 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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