Botetourt County property record for 3895 Read Mountain Rd, Cloverdale, VA 24077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,680 sqft · built 2005 |
| Lot Size | 1.39 acres (60,723 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Sep 2022) |
| Tax Bill | $2,788 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Apr 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107(10)1 |
| Primary APN | 107(10)1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Finished Area |
| Basement Area | 1,680 sqft |
| Finished Basement | 1,020 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,723 sqft (1.39 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30318 |
|---|---|
| Street Address | 3895 READ MOUNTAIN RD |
| City | CLOVERDALE |
| State | VA |
| Zip | 24077-2711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | POPLAR TREE VILLAGE NEW LOT 1 |
| Legal Subdivision | POPLAR TREE VILLAGE, |
| Legal Lot Number | 1 |
| Jurisdiction | BOTETOURT VA |
| Township / Civil Division | VALLEY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 40402 |
Source: Botetourt County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3895 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Apr 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Feb 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORPORATION |
| Mar 10, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on Record |
| Deed Sale | Sep 30, 2022 · Amount on Record |
| Prior Sale | Feb 5, 2021 · Amount on Record |
| Deed Document Number | 20223867 |
| Prior Transfer Date | Mar 6, 2017 |
| Prior Transfer Doc | 0000000964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Sep 30, 2022 |
| Property Address | 3895 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2711 |
| Document Number | 0220003867 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 220003867 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2022 |
| Title Company | COLONIAL TITLE AND SETTLEMENT AGENCY, COLONIAL TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3895 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2711 |
| Document Number | 0220003868 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 220003868 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 3895 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170001305 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 170001305 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Apr 1, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Feb 5, 2021 |
| Property Address | 3895 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2711 |
| Document Number | 210000733 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 210000733 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | PRIORITY TITLE AND SETTLEMENT LL, PRIORITY TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3895 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2711 |
| Document Number | 210000734 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 210000734 |
| Name | INTEGRITY HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Mar 10, 2017 |
| Property Address | 3895 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2711 |
| Document Number | 170000964 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 170000964 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3895 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2711 |
Source: Botetourt County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Botetourt County |
| Unified School District | Botetourt County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,400 (-) Land $60,000 Building $338,400 | $398,400 (-) Land $60,000 Building $338,400 | |
| 2025 | $2,788.00 | $398,400 (+48.32%) Land $60,000 Building $338,400 | $398,400 (+48.32%) Land $60,000 Building $338,400 |
| 2024 | $2,788.00 (+31.45%) | ||
| 2023 | $268,600 (-) Land $55,000 Building $213,600 | $268,600 (-) Land $55,000 Building $213,600 | |
| 2022 | $2,121.00 | $268,600 Land $55,000 Building $213,600 | $268,600 Land $55,000 Building $213,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2018–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN VIEW private · serves 2,773 people · EPA ID VA2023020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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