3775 Read Mountain Rd, Cloverdale, VA 24077 Property Records

Botetourt County property record for 3775 Read Mountain Rd, Cloverdale, VA 24077

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 2006
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Last Sale$257,000 (Apr 2018)
Tax Bill$2,842 (2025)
Deeds & MortgagesFeb 2023 Second Mortgage
Nov 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN107(10)5

Property Details

APN / Parcel Number

Primary APN107(10)5
Alternative APN
  • 30322

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,680 sqft Finished Area
Basement Area1,680 sqft
Finished Basement1,008 sqft
Unfinished Basement1,680 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area47,916 sqft (1.1 acres)
TerrainRolling
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area128 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number30322
Street Address3775 READ MOUNTAIN RD
CityCLOVERDALE
StateVA
Zip24077-2709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPOPLAR TREE VILLAGE NEW LOT 5
Legal SubdivisionMCMURRY SD
Legal Lot Number5
JurisdictionBOTETOURT VA
Township / Civil DivisionVALLEY
Census Block Group4
Census Block4001
Census Tract40402

Owner

Source: Botetourt County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3775 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BANK OF BOTETOURT
Nov 9, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF BOTETOURT
May 3, 2021Gift Deed, Transfer
Apr 2, 2018Warranty Deed, Transfer · Conventional Mortgage
THE FIRST BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2018 · Amount on Record
Deed SaleApr 2, 2018 · Amount on Record
Deed Document Number20181134
Last Transfer DateApr 22, 2021
Transfer Doc0000002458
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOTETOURT VA
Property Address3775 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2709
Transaction TypeMortgage
Record UpdatedMar 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230000341
DateFeb 7, 2023
Instrument230000341
Lender
NameBANK OF BOTETOURT
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2038
Interest
Rate TypeFixed Rate
Rate6.5%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOTETOURT VA
Property Address3775 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2709
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170004366
DateNov 9, 2017
Instrument170004366
Lender
NameBANK OF BOTETOURT
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionBOTETOURT VA
Recording DateMay 3, 2021
Property Address3775 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2709
Document Number210002458
Instrument DateApr 22, 2021
Instrument210002458
Transaction TypeTransfer
Record UpdatedJun 16, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3775 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2709

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOTETOURT VA
Recording DateApr 2, 2018
Property Address3775 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2709
Document Number180001134
Instrument DateMar 28, 2018
Instrument180001134
Transaction TypeTransfer
Record UpdatedSep 23, 2021
Title CompanyFIRST CHOICE TITLE & STLMNT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3775 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2709

Mortgage

Document Number180001135
DateApr 2, 2018
Instrument180001135
Lender
NameTHE FIRST BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyBotetourt County
Unified School DistrictBotetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$406,100 (-) Land $60,000 Building $346,100$406,100 (-) Land $60,000 Building $346,100
2025$2,842.00$406,100 (+61.34%) Land $60,000 Building $346,100$406,100 (+61.34%) Land $60,000 Building $346,100
2024$2,842.00 (+42.96%)
2023$251,700 (-) Land $55,000 Building $196,700$251,700 (-) Land $55,000 Building $196,700
2022$1,988.00$251,700 Land $55,000 Building $196,700$251,700 Land $55,000 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2018–2019)
Claims Outside the SFHA3 of 4
Most Recent ClaimFeb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNTAIN VIEW
private · serves 2,773 people · EPA ID VA2023020
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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