Botetourt County property record for 3771 Read Mountain Rd, Cloverdale, VA 24077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,468 sqft · built 2006 |
| Lot Size | 1.57 acres (68,694 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Jul 2022) |
| Tax Bill | $2,551 (2025) |
| Deeds & Mortgages | May 2007 Second Mortgage Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107(10)6 |
| Primary APN | 107(10)6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,468 sqft Finished Area |
| Basement Area | 1,408 sqft |
| Finished Basement | 634 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 68,694 sqft (1.57 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 162 sqft |
| Patio Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 30323 |
|---|---|
| Street Address | 3771 READ MOUNTAIN RD |
| City | CLOVERDALE |
| State | VA |
| Zip | 24077-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | POPLAR TREE VILLAGE NEW LOT 6 |
| Legal Subdivision | POPLAR TREE VILL |
| Legal Lot Number | 6 |
| Jurisdiction | BOTETOURT VA |
| Township / Civil Division | VALLEY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 40402 |
3771 Read Mountain Rd is owned and occupied by two individuals who bought it in July 2022.
Source: Botetourt County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3771 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2007 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAPITAL ONE HOME LOANS |
| Feb 27, 2026 | Deed, Transfer · Conventional Mortgage NATION ONE MORTGAGE |
| Jul 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on File |
| Deed Sale | Jul 18, 2022 · Amount on File |
| Prior Sale | Mar 24, 2014 · Amount on File |
| Deed Document Number | 20222843 |
| Transfer Doc | 1500/1821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 3771 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2709 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00700/3042 |
|---|---|
| Date | May 29, 2007 |
| Book Page | 700/3042 |
| Name | CAPITAL ONE HOME LOANS |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 18, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Feb 27, 2026 |
| Property Address | 3771 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2709 |
| Document Number | 0260000662 |
| Map Reference | MB 33 PG 12 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 260000662 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3771 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2709 |
| Document Number | 0260000663 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 260000663 |
| Name | NATION ONE MORTGAGE |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Jul 18, 2022 |
| Property Address | 3771 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2709 |
| Document Number | 0220002843 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 220002843 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | HOMESTEAD SETTLEMENT SERVICES, HOMESTEAD STLMNT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3771 READ MOUNTAIN RD, CLOVERDALE, VA 24077-2709 |
| Document Number | 0220002844 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 220002844 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3771 Read Mountain Rd was $2,551.
Source: Botetourt County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Botetourt County |
| Unified School District | Botetourt County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,500 (-) Land $60,000 Building $304,500 | $364,500 (-) Land $60,000 Building $304,500 | |
| 2025 | $2,551.00 | $364,500 Land $60,000 Building $304,500 | $364,500 Land $60,000 Building $304,500 |
| 2024 | $2,551.00 | ||
| 2023 | $258,100 (+0.78%) Land $55,000 Building $203,100 | $258,100 (+0.78%) Land $55,000 Building $203,100 | |
| 2022 | $2,038.00 | $256,100 Land $55,000 Building $201,100 | $256,100 Land $55,000 Building $201,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3771 Read Mountain Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2018–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3771 Read Mountain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN VIEW private · serves 2,773 people · EPA ID VA2023020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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