4366 Read Mountain Rd, Cloverdale, VA 24077 Property Records

Botetourt County property record for 4366 Read Mountain Rd, Cloverdale, VA 24077 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,188 sqft · built 1955
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Jul 2021 Refinance Jul 2021 Refinance + 1 more
Flood Zone	Zone A (high risk)
APN	`107(4)28`

Property Details

APN / Parcel Number

Primary APN	`107(4)28`
Alternative APN	`12997`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Finished Area
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Terrain	Low
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	12997
Street Address	4366 READ MOUNTAIN RD
City	CLOVERDALE
State	VA
Zip	24077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHN C MOOMAW SULOT 21
Legal Lot Number	21
Jurisdiction	BOTETOURT VA
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3012
Census Tract	40402

Owner

Source: Botetourt County records · APN 107(4)28

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 141, TROUTVILLE, VA 24175-0141
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COLONIAL MORTGAGE COMPANY LLC
Jul 13, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance COLONIAL MORTGAGE COMPANY LLC
Sep 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE BANK OF FINCASTLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 02, 2021
Transfer Doc	0000003764
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	4366 READ MOUNTAIN RD, CLOVERDALE, VA 24077
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	COLONIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003765
Date	Jul 13, 2021
Instrument	210003765

Lender

Name	COLONIAL MORTGAGE COMPANY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOTETOURT VA
Recording Date	Jul 13, 2021
Property Address	4366 READ MOUNTAIN RD, CLOVERDALE, VA 24077
Document Number	210003764
Instrument Date	Jul 02, 2021
Instrument	210003764
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4366 READ MOUNTAIN RD, CLOVERDALE, VA 24077

Mortgage

Document Number	0210003765
Date	Jul 13, 2021
Instrument	210003765

Lender

Name	COLONIAL MORTGAGE COMPANY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	4366 READ MOUNTAIN RD, CLOVERDALE, VA 24077
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180003376
Date	Sep 12, 2018
Instrument	180003376

Lender

Name	THE BANK OF FINCASTLE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Botetourt County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,800 (-) Land $38,600 Building $142,200	$180,800 (-) Land $38,600 Building $142,200
2025	$1,266.00 (+0.08%)	$180,800 (+37.91%) Land $38,600 Building $142,200	$180,800 (+37.91%) Land $38,600 Building $142,200
2024	$1,265.00 (+22.22%)
2023		$131,100 (-) Land $33,700 Building $97,400	$131,100 (-) Land $33,700 Building $97,400
2022	$1,035.00	$131,100 Land $33,700 Building $97,400	$131,100 Land $33,700 Building $97,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Botetourt County (51023C), updated December 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510230404023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016, rainfall accumulation

Wildfire

Wildfire Risk	Low above 32% of the US · above 54% of Virginia
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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