3866 Swan Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 3866 Swan Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,727 sqft · built 2023
Lot Size	0.221 acres (9,635 sqft)
Owner	Individual Name on Record
Tax Bill	$3,407 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-07-0-00117-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-07-0-00117-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,727 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,635 sqft (0.221 acres)

Location & Zoning

Street Address	3866 SWAN CV
City	HERNANDO
State	MS
Zip	38632-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	SAINT IVES NBHD SEC B & C LOT 117
Legal Subdivision	SAINT IVES SEC B & C
Legal Lot Number	117
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3866 SWAN CV, HERNANDO, MS 38632-1045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Feb 15, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024
Deed Sale	Feb 15, 2024
Deed Document Number	0010242732
Deed Book / Page	1024 / 2732
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3866 SWAN CV, HERNANDO, MS 38632-1045
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22020 N 74TH LN, GLENDALE, AZ 85310-5636

Mortgage

Document Number	5661/12914
Date	Feb 15, 2024
Book Page	5661/12914

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 15, 2024
Property Address	3866 SWAN CV, HERNANDO, MS 38632-1045
Document Number	01024/2732
Book / Page	1024 / 2732
Map Reference	MB 139 PG 21
Instrument Date	Feb 15, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6879 CRUMPLER BLVD STE 201, 201, OLIVE BRANCH, MS 38654-1962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3866 SWAN CV, HERNANDO, MS 38632-1045

Mortgage

Document Number	0566112914
Date	Feb 15, 2024
Instrument	5661/12914

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,407.00	$31,824 Land $4,800 Building $27,024	$318,237 Land $48,000 Building $270,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Swan Cv

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