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3891 Bear Howard, Flagstaff, AZ 86005 Property Records

Coconino County property record for 3891 Bear Howard, Flagstaff, AZ 86005

Property Summary

Property TypeRural Home
Details3 ba · 2,238 sqft · built 1991
Lot Size0.432 acres (18,796 sqft)
Owner2 Trust Names on File
Last Sale$1,067,000 (Mar 2023)
Tax Bill$5,953 (2025)
Deeds & MortgagesMar 2023 Sale
Apr 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN116-35-013

Property Details

APN / Parcel Number

Primary APN116-35-013
Alternative APN
  • R0008971

Interior

Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,238 sqft Living Area
1st Floor Area2,238 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialWood
Roof MaterialTile
Lot Area18,796 sqft (0.432 acres)
Garage TypeAttached
Garage Area630 sqft

Exterior Amenities

PorchConcrete/Masonry Slab
Porch Area168 sqft
Deck AreaDeck Area
Patio Area781 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0008971
Street Address3891 BEAR HOWARD
CityFLAGSTAFF
StateAZ
Zip86005-4313
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSUBDIVISION: FOREST HIGHLANDS UNIT 01 LOT: 13 SIXTEENTH: NW QUARTER: NW SECTION: 19 TOWNSHIP: 20N RANGE: 07E
Legal SubdivisionFOREST HIGHLANDS UNIT 01
Legal Lot Number13
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group3
Census Block3007
Census Tract2202

Owner

3891 Bear Howard, a rural home, is owner-occupied and held in a trust since March 2023.

Source: Coconino County records, as of November 25, 2025

Owner of Record2 Trust Names on File
Mailing Address3891 BEAR HOWARD, FLAGSTAFF, AZ 86005-4313
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Warranty Deed, Transfer
TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Apr 11, 2022Special Warranty Deed, Transfer
Feb 28, 2017Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2023 · Amount on File
Deed SaleMar 31, 2023 · Amount on File
Prior SaleFeb 28, 2017 · Amount on File
Deed Document Number20233971166
Prior Transfer DateApr 11, 2022
Prior Transfer Doc0003947688
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCONINO AZ
Recording DateMar 31, 2023
Property Address3891 BEAR HOWARD, FLAGSTAFF, AZ 86005-4313
Document Number0003971166
Map ReferenceCASE 4 MAP 100-100F
Instrument DateMar 30, 2023
Instrument3971166
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3891 BEAR HOWARD, FLAGSTAFF, AZ 86005-4313
InvestorPossibly a Property Investor

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOCONINO AZ
Recording DateApr 11, 2022
Property Address3891 BEAR HOWARD, FLAGSTAFF, AZ 86005-4313
Document Number0003947688
Map ReferenceCASE 4 MAP 100&100F
Instrument DateApr 11, 2022
Instrument3947688
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5022 N TAMANAR WAY, PARADISE VALLEY, AZ 85253-6913

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCONINO AZ
Recording DateFeb 28, 2017
Property Address3891 BEAR HOWARD, FLAGSTAFF, AZ 86005-4313
Document Number0003778326
Map ReferenceCASE4 MAP100-100F
Instrument DateJan 26, 2017
Instrument3778326
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanySTEWART TITLE ARIZONA AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address6737 E TAZA WAY, PARADISE VALLEY, AZ 85253-6917

Mortgage

Document Number0003778327
DateFeb 28, 2017
Instrument3778327
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3891 Bear Howard was $5,953, up 5.8% from the year before.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,613 (+9.94%) Land $31,160 Building $83,453
2025$5,953.00 (+5.77%)$104,250 (+2.37%)$1,042,495 Land $266,119 Building $776,376
2024$5,628.00 (+6.61%)$101,836 Land $23,194 Building $78,642
2023$5,279.00$1,018,353 Land $231,937 Building $786,416

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3891 Bear Howard in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3891 Bear Howard is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 65% of Arizona
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOREST HIGHLANDS WATER COMPANY
private · serves 1,681 people · EPA ID AZ0403073
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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