Lake County property record for 38909 Harmondale Dr, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,643 sqft · built 1940 |
| Lot Size | 0.275 acres (12,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Feb 2024) |
| Tax Bill | $5,062 (2023) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-032-G-00-018-0 |
| Primary APN | 27-A-032-G-00-018-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,643 sqft Living Area |
| 1st Floor Area | 1,071 sqft |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Lot Area | 12,001 sqft (0.275 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 294 sqft |
| Canopy | 42 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | A 56 |
|---|---|
| Street Address | 38909 HARMONDALE DR |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 TRACT 1 |
| Legal Subdivision | HARMONDALE ALLOTMENT |
| Legal Tract | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 201500 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38909 HARMONDALE DR, WILLOUGHBY, OH 44094-7915 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage THE FARMERS NATIONAL BANK OF CANFIE |
| Jul 26, 2022 | Transfer on Death Deed, Transfer |
| Jun 12, 2019 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2024 · Amount on Record |
| Deed Sale | Feb 21, 2024 · Amount on Record |
| Prior Sale | Jun 12, 2019 · Amount on Record |
| Deed Document Number | 487375 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 21, 2024 |
| Property Address | 38909 HARMONDALE DR, WILLOUGHBY, OH 44094-7915 |
| Document Number | 0000003186 |
| Map Reference | VOL F PG 34 |
| Instrument Date | Feb 19, 2024 |
| Instrument | 2024R003186 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 325 S HIGH ST, CORTLAND, OH 44410-1420 |
| Document Number | 0000003187 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 2024R003187 |
| Name | THE FARMERS NATIONAL BANK OF CANFIE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 26, 2022 |
| Property Address | 38909 HARMONDALE DR, WILLOUGHBY, OH 44094-7915 |
| Document Number | 0000020797 |
| Map Reference | VOL F PG 34 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2022R020797 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38909 HARMONDALE DR, 38909, WILLOUGHBY, OH 44094-7915 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 12, 2019 |
| Property Address | 38909 HARMONDALE DR, WILLOUGHBY, OH 44094-7915 |
| Document Number | 0000013229 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 13229 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $870.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38909 HARMONDALE DR WILLOUGHBY OH 440947915, WILLOUGHBY, OH 44094-7915 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,062.00 (+53.77%) Homeowner's exemption | $53,470 (-) Land $13,870 Building $39,600 | |
| 2022 | $3,292.00 Homeowner's exemption | $53,470 Land $13,870 Building $39,600 | |
| 2021 | $152,790 Land $39,640 Building $113,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures