Lake County property record for 38864 Harmondale Dr, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 998 sqft · built 1948 |
| Lot Size | 0.242 acres (10,559 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,000 (Apr 2021) |
| Tax Bill | $3,698 (2023) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-032-G-00-020-0 |
| Primary APN | 27-A-032-G-00-020-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 998 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,559 sqft (0.242 acres) |
| Lot Dimensions | 176 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | A 74 |
|---|---|
| Street Address | 38864 HARMONDALE DR |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 TRACT 1 |
| Legal Subdivision | HARMONDALE ALLOTMENT |
| Legal Tract | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 201500 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38864 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Aug 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2021 · Amount on File |
| Deed Sale | Apr 20, 2021 · Amount on File |
| Prior Sale | Aug 13, 2018 · Amount on File |
| Deed Document Number | 461561 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 20, 2021 |
| Property Address | 38864 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000013330 |
| Map Reference | VOL F PG 34 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021R013330 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38864 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000013331 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021R013331 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 13, 2018 |
| Property Address | 38864 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000020328 |
| Map Reference | VOL F PG34 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 2018R020328 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 38864 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000020329 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 2018R020329 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,698.00 (+53.06%) Homeowner's exemption | $39,060 (-) Land $13,420 Building $25,640 | |
| 2022 | $2,416.00 Homeowner's exemption | $39,060 Land $13,420 Building $25,640 | |
| 2021 | $111,600 Land $38,330 Building $73,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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