Lake County property record for 38850 Harmondale Dr, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 800 sqft · built 1925 |
| Lot Size | 0.242 acres (10,559 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Apr 2026) |
| Tax Bill | $4,947 (2023) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jan 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-032-G-00-022-0 |
| Primary APN | 27-A-032-G-00-022-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 800 sqft Living Area |
| Gross Area | 872 sqft |
| 1st Floor Area | 728 sqft |
| Basement Area | 72 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,559 sqft (0.242 acres) |
| Lot Dimensions | 176 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 224 sqft |
| Patio Area | 98 sqft |
| Lean-To | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38850 HARMONDALE DR |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 TRACT 1 |
| Legal Subdivision | HARMONDALE ALLOTMENT |
| Legal Tract | 1 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 201500 |
38850 Harmondale Dr is owned by two individuals who bought it in April 2026.
Source: Lake County records, as of April 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 16, 2024 | Transfer on Death Deed, Transfer |
| Jun 14, 2022 | Affidavit, Transfer |
| Apr 4, 2022 | Intrafamily Transfer, Transfer |
| Sep 11, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on File |
| Deed Sale | Apr 1, 2026 · Amount on File |
| Prior Sale | Jul 15, 2024 · Amount on File |
| Deed Document Number | 20266542 |
| Prior Transfer Date | Sep 11, 2020 |
| Prior Transfer Doc | 0000025986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 1, 2026 |
| Property Address | 38850 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000006542 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20266542 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $50,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006543, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20266543 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 16, 2024 |
| Property Address | 38850 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000000923 |
| Map Reference | VOL F PG 34 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2024R000923 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 14, 2022 |
| Property Address | 38850 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000016798 |
| Map Reference | VOL F PG 34 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022R016798 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 4, 2022 |
| Property Address | 38850 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000009700 |
| Map Reference | VOL F PG 34 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022R009700 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4650 HIGHLAND DR, WILLOUGHBY, OH 44094-5721 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 11, 2020 |
| Property Address | 38850 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000025986 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 25986 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38850 HARMONDALE DR WILLOUGHBY OH 440947914, WILLOUGHBY, OH 44094-7914 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,580 Land $17,320 Building $57,260 | $213,080 Land $49,490 Building $163,590 | |
| 2023 | $4,947.00 (+53.73%) Homeowner's exemption | $52,250 (-) Land $13,420 Building $38,830 | |
| 2022 | $3,218.00 Homeowner's exemption | $52,250 Land $13,420 Building $38,830 | |
| 2021 | $149,260 Land $38,330 Building $110,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38850 Harmondale Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38850 Harmondale Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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