Lake County property record for 38901 Harmondale Dr, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,211 sqft · built 1923 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | Individual on Record |
| Last Sale | $75,000 (Jun 1994) |
| Tax Bill | $6,287 (2023) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-032-G-00-017-0 |
| Primary APN | 27-A-032-G-00-017-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,211 sqft Living Area |
| Gross Area | 3,040 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 829 sqft |
| Family Room | Family Room |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,001 sqft (0.276 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 191 sqft |
| Deck Area | 288 sqft |
| Patio Area | 385 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38901 HARMONDALE DR |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 TRACT 1 |
| Legal Subdivision | HARMONDALE ALLOTMENT |
| Legal Tract | 1 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 201500 |
Source: Lake County assessment roll, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 38901 HARMONDALE DR, WILLOUGHBY, OH 44094-7915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 1994 · Amount on Record |
| Deed Sale | Jun 24, 1994 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 17, 2026 |
| Property Address | 38901 HARMONDALE DR, WILLOUGHBY, OH 44094-7915 |
| Document Number | 0000013070 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202613070 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 38901 HARMONDALE DR, WILLOUGHBY, OH 44094-7915 |
| Document Number | 0000013070, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 202613070 |
| Name | WESBANCO BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,400 (+28.6%) Land $17,910 Building $67,490 | $244,010 (+28.6%) Land $51,180 Building $192,830 | |
| 2023 | $6,287.00 (+62.5%) Homeowner's exemption | $66,410 (+5.5%) Land $13,870 Building $52,540 | |
| 2022 | $3,869.00 Homeowner's exemption | $62,950 Land $13,870 Building $49,080 | |
| 2021 | $189,740 Land $39,640 Building $150,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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