255 Rivercrest Dr, Vincent, AL 35178 Property Records

St. Clair County property record for 255 Rivercrest Dr, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,883 sqft · built 2023
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$13,500 (Jan 2021)
Tax Bill	$1,430 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-05-16-0-002-017.015`

Property Details

APN / Parcel Number

Primary APN	`31-05-16-0-002-017.015`
Alternative APNs	`00531706` `531706` `35787`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	2,883 sqft Living Area
1st Floor Area	1,896 sqft
Upper Floors Area	722 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00531706
Street Address	255 RIVERCREST DR
City	VINCENT
State	AL
Zip	35178-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 RIVERCREST SD A-66-2 16-18-3
Legal Range	03E
Legal Township	18S
Legal Section	16
Legal Subdivision	RIVERCREST S/D
Legal Lot Number	8
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1022
Census Tract	40213

Owner

255 Rivercrest Dr is owned and occupied by two individuals who bought it in January 2021.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	255 RIVERCREST DR, VINCENT, AL 35178-9205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage METRO BANK
Apr 3, 2023	Deed of Trust, Mortgage · Construction Mortgage METRO BANK
Jan 28, 2021	Grant Deed, Transfer ATTORNEY ONLY
Dec 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2021 · Amount on File
Deed Sale	Jan 28, 2021 · Amount on File
Deed Book / Page	2021 / 1072
Prior Transfer Date	Nov 21, 2019
Prior Transfer Doc	0000014789
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	255 RIVERCREST DR, VINCENT, AL 35178-9205
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 RIVERCREST DR, VINCENT, AL 35178-9205

Mortgage

Document Number	0000040125
Date	Nov 9, 2023
Book Page	2023/40125

Lender

Name	METRO BANK
Type	Bank
Address	2325 HIGHWAY 77, GADSDEN, AL 35907

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	255 RIVERCREST DR, VINCENT, AL 35178-9205
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 RIVERCREST DR, VINCENT, AL 35178-9205

Mortgage

Document Number	0000009961
Date	Apr 3, 2023
Book Page	MTG 2023/9961

Lender

Name	METRO BANK
Type	Bank
Address	PELL CITY, AL 35128

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jan 28, 2021
Property Address	255 RIVERCREST DR, VINCENT, AL 35178-9205
Document Number	0000001072
Instrument Date	Jan 28, 2021
Instrument	1072
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$14.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 CHEROKEE DR TRUSSVILLE AL 351731141, TRUSSVILLE, AL 35173-1141

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR AL
Recording Date	Dec 10, 2019
Property Address	255 RIVERCREST DR, VINCENT, AL 35178-9205
Document Number	0000014789
Instrument Date	Nov 21, 2019
Instrument	14789
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 LA GLENN LN VINCENT AL 351789328, VINCENT, AL 35178-9328

Tax Assessment & Valuation

The 2025 property tax bill for 255 Rivercrest Dr was $1,430 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,430.00	$41,060	$410,540
2023		$15,320 (+202.77%) Land $2,460 Building $12,860	$76,600 (+202.77%) Land $12,300 Building $64,300
2022	$185.00	$5,060 Land $2,600 Building $2,460	$25,300 Land $13,000 Building $12,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 255 Rivercrest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Rivercrest Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Coosa Valley Technologies Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivercrest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures