3889 Reflection Ln E, Port Orchard, WA 98366 Property Records

Kitsap County property record for 3889 Reflection Ln E, Port Orchard, WA 98366

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,144 sqft · built 2006
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Trust Names on File
Last Sale	$860,000 (Jun 2024)
Tax Bill	$6,249 (2026)
Deeds & Mortgages	Aug 2022 Sale Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`172402-3-120-2006`

Property Details

APN / Parcel Number

Primary APN	`172402-3-120-2006`
Alternative APNs	`17240230062005` `2227981`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,144 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	1,404 sqft
2nd Floor Area	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Width	89 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Deck Area	126 sqft
Patio Area	30 sqft
Canopy	156 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3889 REFLECTION LN E
City	PORT ORCHARD
State	WA
Zip	98366-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	THAT PORTION OF GOVERNMENT LOT 3, SECTION 17, TOWNSHIP 24 NORTH, RANGE 2 EAST, W.M., IN KITSAP COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF SAID GOVERNMENT LOT 3; THENCE N884534 W ALONG THE SOUTH LINE OF SAID GOVERNM
Legal Range	2E
Legal Township	24
Legal Section	17
Legal Block	1
Legal Lot Number	3
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	1
Census Block	1000
Census Tract	92500

Owner

3889 Reflection Ln E is owner-occupied and held in a trust since December 2024.

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3889 REFLECTION LN E, PORT ORCHARD, WA 98366-8016
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer AEGIS LAND TITLE GROUP
Feb 25, 2020	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on File
Deed Sale	Jun 24, 2024 · Amount on File
Prior Sale	Aug 29, 2022 · Amount on File
Deed Document Number	2024135
Last Transfer Date	Dec 12, 2024
Transfer Doc	0000000123
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Aug 29, 2022
Property Address	3889 REFLECTION LN E, PORT ORCHARD, WA 98366-8016
Document Number	0000000117
Instrument Date	Aug 25, 2022
Instrument	202208290117
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	AEGIS LAND TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$12,366.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 REFLECTION LN E, PORT ORCHARD, WA 98366-8016
Investor	Possibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	3889 REFLECTION LN E, PORT ORCHARD, WA 98366-8016
Document Number	0003100206
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 REFLECTION LN E PORT ORCHARD WA 983668016, PORT ORCHARD, WA 98366-8016

Mortgage

Document Number	0003100206
Date	Mar 10, 2020
Instrument	202003100206

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3889 Reflection Ln E was $6,249, up 5% from the year before.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$801,220 (+10.74%) Land $303,300 Building $497,920	$801,220 (+10.74%) Land $303,300 Building $497,920
2026	$6,249.00 (+5.04%)	$723,500 Land $269,950 Building $453,550	$723,500 Land $269,950 Building $453,550
2025	$5,949.00 (+5.61%)
2024	$5,633.00 (+0.66%)	$691,410 (-) Land $269,950 Building $421,460	$691,410 (-) Land $269,950 Building $421,460
2023	$5,596.00	$691,410 Land $269,950 Building $421,460	$691,410 Land $269,950 Building $421,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3889 Reflection Ln E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3889 Reflection Ln E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reflection Ln E

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