3878 Reflection Ln E, Port Orchard, WA 98366 Property Records
Kitsap County property record for 3878 Reflection Ln E, Port Orchard, WA 98366
Property Summary
Property Type
Single Family Home
Details
10 bd · 3 ba · 3,294 sqft · built 1982
Lot Size
2.28 acres (99,317 sqft)
Owner
2 Trust Names on File
Last Sale
$1,050,000 (Sep 2023)
Tax Bill
$8,015 (2026)
Deeds & Mortgages
Sep 2026 Line of Credit Jan 2026 Transfer + 4 more
Flood Zone
Zone X (minimal risk)
APN
172402-3-082-2002
Property Details
APN / Parcel Number
Primary APN
172402-3-082-2002
Alternative APN
1194430
Interior
Bedrooms
10 Beds
Full Baths
3 Baths
Half Baths
2 Half Baths
Stories
2 Stories
Building Area
3,294 sqft Living Area
1st Floor Area
1,657 sqft
2nd Floor Area
1,637 sqft
Attic
Attic
Attic Area
784 sqft
Basement Area
1,040 sqft
Fireplaces
1 Fireplace
Fireplace
Fireplace
Exterior
Year Built
Built 1982
Effective Year Built
Effective 1986
Architectural Style
Multi-Level
Exterior Material
Wood Siding
Roof Material
Composition Shingle
Lot Area
99,317 sqft (2.28 acres)
Terrain
High
View / Lot
Easement
Garage Type
Detached
Garage Area
1,040 sqft
Parking Spaces
4 Parking Spaces
Exterior Amenities
Porch
Slab
Deck Area
819 sqft
Patio Area
56 sqft
Canopy
32 sqft
Total Buildings
2 Buildings
Utilities, Heating & Cooling
Cooling System
HVAC
Heating System
Heat Pump
Sewer
Connected
Location & Zoning
Street Address
3878 REFLECTION LN E
City
PORT ORCHARD
State
WA
Zip
98366-8016
Property Category
Residential
Property Type
Residential > Single Family > Home
Local Zoning Code
RR
Legal Description
LOT A, SHORT SUBDIVISION NO. 2988, RECORDED UNDER AUDITORS FILE NO. 8806030176, BEING AN AMENDMENT OF AUDITORS FILE NO. 8210120087, BEING A PORTION OF GOVERNMENT LOT 3, SECTION 17, TOWNSHIP 24 NORTH, RANGE 2 EAST, W.M., IN KITSAP COUNTY, WASHINGTON;
Legal Range
2E
Legal Township
24
Legal Section
17
Legal Subdivision
SS#2988
Legal Block
1
Legal Lot Number
A
Jurisdiction
KITSAP WA
Township / Civil Division
PORT ORCHARD
Census Block Group
1
Census Block
1000
Census Tract
92500
Owner
3878 Reflection Ln E is owner-occupied and held in a trust since January 2026.
Source: Kitsap County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
3878 REFLECTION LN E PORT ORCHARD WA 983668016, PORT ORCHARD, WA 98366-8016
Mortgage
Document Number
0004070081
Date
Apr 7, 2017
Instrument
201704070081
Lender
Name
SANTANDER BK NA
Type
Bank
Address
WILMINGTON, DE 19801
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
300 Months
Due
Apr 6, 2042
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2026 property tax bill for 3878 Reflection Ln E was $8,015, up 2.3% from the year before.
Source: Kitsap County assessment roll, as of September 16, 2026
Property Jurisdictions
Type
Name
State
Washington
County
Kitsap County
Unified School District
South Kitsap School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2027
$950,350 (+1.91%)Land $191,950Building $758,400
$950,350 (+1.91%)Land $191,950Building $758,400
2026
$8,015.00 (+2.26%)
$932,570 (-)Land $210,330Building $722,240
$932,570 (-)Land $210,330Building $722,240
2025
$7,838.00 (+3.16%)
$932,570 (-)Land $210,330Building $722,240
$932,570 (-)Land $210,330Building $722,240
2024
$7,598.00 (+0.66%)
$932,570 (-)Land $210,330Building $722,240
$932,570 (-)Land $210,330Building $722,240
2023
$7,548.00
$932,570Land $210,330Building $722,240
$932,570Land $210,330Building $722,240
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 3878 Reflection Ln E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
6 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3878 Reflection Ln E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood
0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600
Water Source
Groundwater
Last State Inspection
Jun 2023
Lead
1 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025