Kitsap County property record for 3864 Reflection Ln E, Port Orchard, WA 98366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,521 sqft · built 1990 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,817 (Sep 2016) |
| Tax Bill | $6,003 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 172402-3-110-2008 |
| Primary APN | 172402-3-110-2008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,521 sqft Living Area |
| Gross Area | 3,075 sqft |
| 1st Floor Area | 1,316 sqft |
| Basement Area | 1,205 sqft |
| Finished Basement | 1,205 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft |
| View / Lot | Water View |
| Garage Type | Attached |
| Garage Area | 554 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 188 sqft |
| Patio Area | 728 sqft |
| Canopy | 188 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3864 REFLECTION LN E |
|---|---|
| City | PORT ORCHARD |
| State | WA |
| Zip | 98366-8016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | (LOT B SHORT PLAT NO 2988 RECORDED UNDER AUDITOR NO 8210120087 AND AMENDED UNDER AUDITOR NO 8806030176) THAT PORTION OF GOVERNMENT LOT 3 IN SECTION 17, TOWNSHIP 24 NORTH, RANGE 2 EAST, W.M., IN KITSAP COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: BEGINNI |
| Legal Range | 2E |
| Legal Township | 24 |
| Legal Section | 17 |
| Legal Subdivision | SP#2988 |
| Legal Block | 1 |
| Legal Lot Number | B |
| Jurisdiction | KITSAP WA |
| Township / Civil Division | PORT ORCHARD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 92500 |
3864 Reflection Ln E is owned by an individual who bought it in September 2016.
Source: Kitsap County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 86, PORT ORCHARD, WA 98366-0086 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2016 · Amount on File |
| Deed Sale | Sep 1, 2016 · Amount on File |
| Prior Sale | Nov 15, 1996 · Amount on File |
| Deed Document Number | 2016224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITSAP WA |
| Property Address | 3864 REFLECTION LN E, PORT ORCHARD, WA 98366-8016 |
| Document Number | 0001130045 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3864 REFLECTION LN E PORT ORCHARD WA 983668016, PORT ORCHARD, WA 98366-8016 |
| Document Number | 0001130045 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 202001130045 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 3864 Reflection Ln E was $6,003.
Source: Kitsap County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Kitsap County |
| Unified School District | South Kitsap School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $731,630 (+5.37%) Land $123,310 Building $608,320 | $731,630 (+5.37%) Land $123,310 Building $608,320 | |
| 2026 | $6,003.00 | $694,360 Land $149,690 Building $544,670 | $694,360 Land $149,690 Building $544,670 |
| 2024 | $5,657.00 (+0.66%) | $694,360 (-) Land $149,690 Building $544,670 | $694,360 (-) Land $149,690 Building $544,670 |
| 2023 | $5,620.00 | $694,360 Land $149,690 Building $544,670 | $694,360 Land $149,690 Building $544,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3864 Reflection Ln E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3864 Reflection Ln E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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