3888 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3888 Cabo Rojo Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,662 sqft · built 2019
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,119 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`352630096500010890`

Property Details

APN / Parcel Number

Primary APN	`352630096500010890`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,662 sqft Heated Area
Gross Area	3,161 sqft
1st Floor Area	2,662 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Garage Area	447 sqft
Porch	Open Porch
Porch Area	52 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3888 CABO ROJO DR
City	SAINT CLOUD
State	FL
Zip	34772-8372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 89
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 1 2 & 3
Legal Phase	2
Legal Tract	965
Legal Lot Number	89
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2020
Census Tract	43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3888 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 29, 2019	Grant Deed, Transfer · FHA Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022
Deed Sale	Mar 31, 2022
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	2021197089
Deed Book / Page	6113 / 659
Prior Transfer Date	Dec 21, 2021
Prior Transfer Doc	2021197089
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 21, 2021
Property Address	3888 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Document Number	0061130659
Book / Page	6113 / 659
Map Reference	MB 25 PG 95
Instrument Date	Dec 13, 2021
Instrument	2021197089
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8154 IRON, 8154, WINDERMERE, FL 34786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3888 CABO ROJO DR, SAINT CLOUD, FL 34772-8372

Mortgage

Document Number	0006113661
Date	Dec 21, 2021
Instrument	6113/661

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 29, 2019
Property Address	3888 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Document Number	0055311825
Book / Page	005531 / 001825
Instrument Date	May 24, 2019
Instrument	68985
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,985.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3888 CABO ROJO DR ST CLOUD FL 347728372, ST CLOUD, FL 34772-8372

Mortgage

Document Number	55311829
Date	May 29, 2019
Book Page	005531/001829
Instrument	68986

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,119.00 (+5.9%) Homeowner's exemption	$384,748 (+5.99%)	$401,400 (+3.35%) Land $70,000 Building $331,400
2023	$5,778.00 (+3.98%) Homeowner's exemption	$363,015 (+3.57%)	$388,400 (+10.81%) Land $65,000 Building $323,400
2022	$5,557.00 Homeowner's exemption	$350,500 Land $60,000 Building $290,500	$350,500 Land $60,000 Building $290,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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