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3885 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3885 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,566 sqft · built 2018
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Tax Bill$2,112 (2025)
Deeds & MortgagesMay 2020 Mortgage
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-26-30-0965-0001-1490

Property Details

APN / Parcel Number

Primary APN35-26-30-0965-0001-1490
Alternative APN
  • 263035096500011490

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,566 sqft Living Area
Gross Area3,541 sqft
1st Floor Area1,048 sqft
Upper Floors Area1,518 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area513 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address3885 CABO ROJO DR
CitySAINT CLOUD
StateFL
Zip34772-8373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 149
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 2
Legal Phase2
Legal Block1490
Legal Lot Number149
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2014
Census Tract43304

Owner

Source: Osceola County records · APN 35-26-30-0965-0001-1490

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3885 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Deed of Trust, Mortgage · VA Mortgage
MR COOPER
Aug 22, 2019Quit Claim Deed, Transfer · VA Mortgage
MR COOPER
Dec 10, 2018Grant Deed, Transfer · VA Mortgage
NMB HM LNS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 2019
Deed SaleAug 22, 2019
Prior SaleDec 10, 2018 · Amount on Record
Deed Document Number2019108717
Deed Book / Page5577 / 1334
Prior Transfer DateAug 14, 2019
Prior Transfer Doc0055771334
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3885 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number0057291729
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3885 CABO ROJO DR ST CLOUD FL 347728373, ST CLOUD, FL 34772-8373

Mortgage

Document Number0057291729
DateJun 01, 2020
Book Page005729/001729
Instrument69719
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2050

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateAug 22, 2019
Property Address3885 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number0055771334
Book / Page005577 / 001334
Instrument DateAug 14, 2019
Instrument108717
Transaction TypeTransfer
Record UpdatedSep 02, 2019
Title CompanyVYLLA TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3885 CABO ROJO DR ST CLOUD FL 347728373, ST CLOUD, FL 34772-8373

Mortgage

Document Number55771336
DateAug 22, 2019
Book Page005577/001336
Instrument108718
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 21, 2049

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateDec 10, 2018
Property Address3885 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number0054462521
Book / Page005446 / 002521
Instrument DateDec 06, 2018
Instrument180520
Transaction TypeTransfer
Record UpdatedJan 02, 2019
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,051.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3885 CABO ROJO DR ST CLOUD FL 347728373, ST CLOUD, FL 34772-8373

Mortgage

Document Number54462523
DateDec 10, 2018
Book Page005446/002523
Instrument180521
Lender
NameNMB HM LNS INC
AddressLEBANON, NJ 08833
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 09, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,112.00 (-0.47%) Homeowner's exemption Veteran's exemption$279,468 (+6.73%)$417,900 (+3.93%) Land $70,000 Building $347,900
2024$2,122.00
2023$2,122.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$261,837 (+3%)$402,100 (+10.19%) Land $65,000 Building $337,100
2022$2,122.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$254,211$364,900 Land $60,000 Building $304,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force
33 of 36 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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