3883 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3883 Cabo Rojo Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,859 sqft · built 2018
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$15,000 (Feb 2026)
Tax Bill	$3,459 (2025)
Deeds & Mortgages	Feb 2026 Foreclosure Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35-26-30-0965-0001-1480`

Property Details

APN / Parcel Number

Primary APN	`35-26-30-0965-0001-1480`
Alternative APN	`263035096500011480`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,859 sqft Living Area
Gross Area	2,487 sqft
1st Floor Area	1,859 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3883 CABO ROJO DR
City	SAINT CLOUD
State	FL
Zip	34772-8373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 148
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 2
Legal Phase	2
Legal Block	1480
Legal Lot Number	148
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2014
Census Tract	43304

Owner

3883 Cabo Rojo Dr is owned by a company that bought it in February 2026 and is owner-occupied.

Source: Osceola County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	3883 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Trustee's Deed, Foreclosure
Jun 23, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 9, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 21, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 31, 2019	Loan Modification, Mortgage PENNYMAC
Jun 15, 2018	Special Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2026 · Amount on File
Deed Sale	Feb 10, 2026 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Deed Document Number	202617885
Deed Book / Page	6920 / 899
Record Updated	Oct 29, 2026

February 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 10, 2026
Property Address	3883 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number	0069200899
Book / Page	6920 / 899
Map Reference	MB 25 PG 95
Instrument Date	Feb 10, 2026
Instrument	2026017885
Transaction Type	Foreclosure
Record Updated	Mar 3, 2026

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3883 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3883 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3883 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number	0064292034
Date	Jun 23, 2023
Book Page	6429/2034
Instrument	2023081281

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	May 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3883 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3883 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number	0062292058
Date	Jun 9, 2022
Book Page	6229/2058
Instrument	2022090034

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3883 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3883 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number	0058750306
Date	Jan 21, 2021
Book Page	5875/306
Instrument	2021009730

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	3883 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number	0056312663
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3883 CABO ROJO DR ST CLOUD FL 347728373, ST CLOUD, FL 34772-8373

Mortgage

Document Number	0056312663
Date	Dec 2, 2019
Book Page	005631/002663
Instrument	155042

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate	4%

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 15, 2018
Property Address	3883 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number	0053510592
Book / Page	5351 / 0592
Map Reference	MB25 PG95
Instrument Date	Jun 12, 2018
Instrument	2018092833
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,823.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 W NEW ENGLAND AVE, 444, WINTER PARK, FL 32789-4224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3883 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number	2018092834
Date	Jun 15, 2018
Instrument	2018092834

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3883 Cabo Rojo Dr was $3,459 with a homeowner's exemption, up 3.6% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,459.00 (+3.56%) Homeowner's exemption	$236,126	$333,900 Land $70,000 Building $263,900
2024	$3,340.00 (+2.67%)
2023	$3,253.00 (+3.66%) Homeowner's exemption	$222,789 (+3%)	$322,000 (+10.09%) Land $65,000 Building $257,000
2022	$3,138.00 Homeowner's exemption	$216,300	$292,500 Land $60,000 Building $232,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3883 Cabo Rojo Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3883 Cabo Rojo Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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