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3891 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3891 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,979 sqft · built 2018
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$268,100 (May 2018)
Tax Bill$3,329 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Aug 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN352630096500011520

Property Details

APN / Parcel Number

Primary APN352630096500011520

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,979 sqft Heated Area
Gross Area2,873 sqft
1st Floor Area1,979 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Garage TypeFinished
Garage Area438 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area350 sqft
PorchOpen Porch
Porch Area456 sqft
Deck Area530 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3891 CABO ROJO DR
CitySAINT CLOUD
StateFL
Zip34772-8373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 152
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 1 2 & 3
Legal Phase2
Legal Tract965
Legal Lot Number152
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2014
Census Tract43304

Owner

Source: Osceola County records · APN 352630096500011520

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3891 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MCCOY FCU
Aug 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 31, 2018Grant Deed, Subdivision Related Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Deed Document Number0053421420
Deed Book / Page5342 / 1420
Last Transfer DateMay 31, 2018
Transfer Doc0053421420
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3891 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3891 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number0064062640
DateMay 15, 2023
Book Page6406/2640
Instrument2023061475
Lender
NameMCCOY FCU
TypeCredit Union
AddressORLANDO, FL 32809
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMay 12, 2043

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3891 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053882802
DateAug 21, 2018
Book Page5388/2802
Instrument2018127701
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

May 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 31, 2018
Property Address3891 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number0053421420
Book / Page005342 / 001420
Instrument DateMay 29, 2018
Instrument84634
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 27, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,876.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3891 CABO ROJO DR ST CLOUD FL 347728373, ST CLOUD, FL 34772-8373

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,329.00 (+6.36%) Homeowner's exemption$228,912 (+5.99%)$380,100 (+3.74%) Land $70,000 Building $310,100
2023$3,130.00 (+3.68%) Homeowner's exemption$215,982 (+3%)$366,400 (+8.98%) Land $65,000 Building $301,400
2022$3,019.00 Homeowner's exemption$209,692$336,200 Land $60,000 Building $276,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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