Lake County property record for 38842 Harmondale Dr, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,388 sqft · built 1965 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,000 (Apr 2019) |
| Tax Bill | $4,638 (2023) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-032-G-00-023-0 |
| Primary APN | 27-A-032-G-00-023-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,001 sqft (0.276 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 228 sqft |
| Patio Area | 27 sqft |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38842 HARMONDALE DR |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 TRACT 1 |
| Legal Subdivision | HARMONDALE ALLOTMENT |
| Legal Tract | 1 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 201500 |
38842 Harmondale Dr is owned and occupied by an individual who bought it in April 2019.
Source: Lake County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38842 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage HUNTINGTON NATIONAL BANK |
| Jun 11, 2025 | Deed of Trust, Mortgage DOLLAR BANK FSB |
| Apr 30, 2019 | Limited Warranty Deed, Transfer · FHA Mortgage HOWARD HANNA FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on File |
| Deed Sale | Apr 30, 2019 · Amount on File |
| Prior Sale | Oct 29, 2007 · Amount on File |
| Deed Document Number | 20199319 |
| Prior Transfer Date | May 16, 2008 |
| Prior Transfer Doc | 0000015390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 8, 2026 |
| Property Address | 38842 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000020480 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202620480 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 38842 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000020480, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 202620480 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38842 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38842 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000012040 |
|---|---|
| Date | Jun 11, 2025 |
| Instrument | 2025R012040 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Amount | Amount on Record |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 30, 2019 |
| Property Address | 38842 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000009319 |
| Map Reference | VOL F PG 34 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 2019R009319 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | LANDCASTLE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 38842 HARMONDALE DR, WILLOUGHBY, OH 44094-7914 |
| Document Number | 0000009320 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019R009320 |
| Name | HOWARD HANNA FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,950 Land $17,910 Building $46,040 | $182,730 Land $51,180 Building $131,550 | |
| 2023 | $4,638.00 (+53.58%) Homeowner's exemption | $48,990 (-) Land $13,870 Building $35,120 | |
| 2022 | $3,020.00 Homeowner's exemption | $48,990 Land $13,870 Building $35,120 | |
| 2021 | $139,970 Land $39,640 Building $100,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38842 Harmondale Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38842 Harmondale Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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