3874 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 3874 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,311 sqft · built 2017
Lot Size	0.043 acres (1,873 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Sep 2021)
Tax Bill	$5,714 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2020 Sale & Mortgage + 4 more
Flood Zone	Zone A99 (high risk)
APN	`225-2560-047-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2560-047-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,311 sqft Living Area
1st Floor Area	458 sqft
2nd Floor Area	853 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	1,873 sqft (0.043 acres)
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3874 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-4017
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3-PUD
Legal Description	LOT 193, NATOMAS FIELD PHASE 1A FILED IN BOOK 364 OF MAPS, PAGE 1, EXCEPTING THEREFROM A PORTION OF SAID LOT 193, DESCRIBED
Legal Subdivision	NATOMAS FIELS PHASE 1A
Legal Lot Number	193
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3016
Census Tract	7028

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3874 E COMMERCE WAY, SACRAMENTO, CA 95834-4017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 2, 2020	Grant Deed, Transfer · FHA Mortgage PREMIER MTG RSRCS
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit LOWER
Jan 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Jun 9, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI LHM FIN'L
Aug 1, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	2021826
Deed Book / Page	20210924 / 826
Record Updated	Sep 20, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 24, 2021
Property Address	3874 E COMMERCE WAY, SACRAMENTO, CA 95834-4017
Document Number	2021092400826
Map Reference	MB 364 PG 1
Instrument Date	Sep 13, 2021
Instrument	2021092400826
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3874 E COMMERCE WAY, SACRAMENTO, CA 95834-4017

Mortgage

Document Number	0000000827
Date	Sep 24, 2021
Instrument	2021092400827

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 2, 2020
Property Address	3874 E COMMERCE WAY, SACRAMENTO, CA 95834-4017
Document Number	2011020056
Instrument Date	Oct 29, 2020
Instrument	2011020056
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ALLIED TITLE AND ESCROW SERVICES, ALLIED TITLE & ESCROW SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 PECAN ST WEST SACRAMENTO CA 956913055, WEST SACRAMENTO, CA 95691-3055

Mortgage

Document Number	2011020057
Date	Nov 2, 2020
Instrument	2011020057

Lender

Name	PREMIER MTG RSRCS
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3874 E COMMERCE WAY, SACRAMENTO, CA 95834-4017
Document Number	1902010700
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	MEYMAX TITLE AGENCY/OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3874 E COMMERCE WAY SACRAMENTO CA 958344017, SACRAMENTO, CA 95834-4017

Mortgage

Document Number	1902010700
Date	Feb 1, 2019
Instrument	1902010700

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3874 E COMMERCE WAY, SACRAMENTO, CA 95834-4017
Document Number	1902010699
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	MEY MAX TITLE AGENCY, MEY MAX TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3874 E COMMERCE WAY SACRAMENTO CA 958344017, SACRAMENTO, CA 95834-4017

Mortgage

Document Number	1902010699
Date	Feb 1, 2019
Instrument	1902010699

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 9, 2017
Property Address	3874 E COMMERCE WAY, SACRAMENTO, CA 95834-4017
Document Number	1706090903
Instrument Date	Mar 7, 2017
Instrument	1706090903
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 8, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3874 E COMMERCE WAY SACRAMENTO CA 958344017, SACRAMENTO, CA 95834-4017

Mortgage

Document Number	1706090904
Date	Jun 9, 2017
Instrument	1706090904

Lender

Name	LHM FIN'L
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 1, 2017
Property Address	3874 E COMMERCE WAY, SACRAMENTO, CA 95834-4017
Document Number	1708011296
Instrument Date	Jun 21, 2016
Instrument	1708011296
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1731 E ROSEVILLE PKWY #100 ROSEVILLE CA 956616453, 100, ROSEVILLE, CA 95661-6453

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,031 (+2%) Land $108,242 Building $351,789
2025	$5,714.00 (-4%) Homeowner's exemption	$451,012 (+4.04%) Land $106,120 Building $344,892
2024	$5,952.00 (+5.72%)
2023	$5,630.00 (+0.48%) Homeowner's exemption	$433,500 Land $102,000 Building $331,500
2022	$5,603.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 646 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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