3860 E Arbor Lakes Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3860 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2009
Square Footage	1,763 sqft Living Area
Lot Size	6,840 sqft (0.157 acres)
Occupancy	Owner Occupied
Last Sale	$218,500 (2019)
Tax Bill	$2,449.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000Q0-003.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3860 E ARBOR LAKES DR, HERNANDO, FL 34442-5506
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	Oct 10, 2005 · Amount on Record
Deed Doc Number	2019019819
Deed Book / Page	2970 / 0944
Record Refreshed	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 22, 2019
Property Address	3860 E ARBOR LAKES DR, HERNANDO, FL 34442-5506
Document Number	0029700944
Book / Page	002970 / 000944
Instrument Date	Apr 15, 2019
Instrument	19819
Transaction Type	Transfer
Record Updated	May 09, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,529.50
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7640 WHEATON DR CANTON MI 481871823, CANTON, MI 48187-1823

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,449.00 (+9.33%) Homeowner's exemption Additional exemption filed	$235,674 (-1.78%) Land $10,920 Building $224,754	$235,674 (-1.78%) Land $10,920 Building $224,754
2024	$2,240.00 (+2.66%) Homeowner's exemption Additional exemption filed	$239,934 (-0.77%) Land $10,920 Building $229,014	$239,934 (-0.77%) Land $10,920 Building $229,014
2023	$2,182.00 (+6.96%) Homeowner's exemption Additional exemption filed	$241,801 (+16.82%) Land $10,920 Building $230,881	$241,801 (+16.82%) Land $10,920 Building $230,881
2022	$2,040.00 Homeowner's exemption Additional exemption filed	$206,982 Land $10,920 Building $196,062	$206,982 Land $10,920 Building $196,062

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 926 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000Q0-003.0`
Alternative APNs	`1418S19E0140000Q00030` `2887729`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,763 sqft Living Area
1st Floor	1,763 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	6,840 sqft (0.157 acres)
Depth X Width	95 ft x 72 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Area	441 sqft Garage
Patio Area	80 sqft Patio
Porch	Enclosed Porch
Porch Area	274 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2887729
Old Parcel Number	1418S19E0140000Q00030
Street Address	3860 E ARBOR LAKES DR
City	HERNANDO
State	FL
Zip	34442-5506
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 3 BLK Q
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	Q
Legal Lot Number	3
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1001
Census Tract	450105