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3881 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3881 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,064 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$356,000 (2021)
Tax Bill$5,409.00 (2025)

Property Details

APN / Parcel Number

Primary APN352630096500011470

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,064 sqft Heated Area
Gross Area2,947 sqft Gross Area
1st Floor2,064 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area458 sqft Garage
PorchOpen Porch
Porch Area425 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3881 CABO ROJO DR
CitySAINT CLOUD
StateFL
Zip34772-8373
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 147
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 1 2 & 3
Legal Phase2
Legal Tract965
Legal Lot Number147
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2014
Census Tract43304

Owner

Source: Osceola County records · APN 352630096500011470

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3881 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Jun 24, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Aug 02, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ZILLOW HOME LOANS LLC
Apr 02, 2018Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2021 · Amount on Record
Deed SaleAug 02, 2021 · Amount on Record
Prior SaleApr 02, 2018 · Amount on Record
Deed Doc Number2021119167
Deed Book / Page6014 / 502
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3881 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Transaction TypeMortgage
Record UpdatedNov 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3881 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number0064950787
DateOct 25, 2023
Book Page6495/787
Instrument2023140728
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term334 Months
DueAug 01, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3881 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3881 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number0062400052
DateJun 24, 2022
Book Page6240/52
Instrument2022099229
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term350 Months
DueAug 01, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 02, 2021
Property Address3881 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number0060140502
Book / Page6014 / 502
Map ReferenceMB 25 PG 95
Instrument DateJul 27, 2021
Instrument2021119167
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,492.00
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2058 CEDAR GARDEN DR, 2058, ORLANDO, FL 32824-4606

Transferred To (Grantee/Buyer)

NameVerified Name
Address3881 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number6014504
DateAug 02, 2021
Instrument6014/504
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

April 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 02, 2018
Property Address3881 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number0053091560
Book / Page5309 / 1560
Map ReferenceMB25 PG95
Instrument DateMar 26, 2018
Instrument2018050834
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,963.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address3881 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number2018050835
DateApr 02, 2018
Instrument2018050835
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,409.00 (+5.98%) Homeowner's exemption$345,075 (+5.99%)$360,800 (+3.62%) Land $70,000 Building $290,800
2023$5,104.00 (+3.38%) Homeowner's exemption$325,583 (+3%)$348,200 (+10.16%) Land $65,000 Building $283,200
2022$4,937.00 Homeowner's exemption$316,100 Land $60,000 Building $256,100$316,100 Land $60,000 Building $256,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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